/* ==========================================================================
   算利教官 10小時退休加速器 — 互動試算工具
   品牌色：軍綠 + 金 + 米白
   ========================================================================== */

:root {
  --c-primary: #2D4A3E;
  --c-primary-light: #4A6B5C;
  --c-primary-dark: #1F3329;
  --c-gold: #C9A961;
  --c-gold-light: #E8D89B;
  --c-gold-dark: #A88A45;
  --c-bg: #FAFAF5;
  --c-card: #FFFFFF;
  --c-text: #1A1A1A;
  --c-text-soft: #5A5A5A;
  --c-text-muted: #8A8A8A;
  --c-border: #E0DDD4;
  --c-border-soft: #EFEDE6;
  --c-success: #4A7C4F;
  --c-warning: #E89B3C;
  --c-danger: #C84A3D;
  --c-info: #4A7C8C;
  --shadow-sm: 0 1px 2px rgba(45,74,62,.06);
  --shadow: 0 2px 8px rgba(45,74,62,.08);
  --shadow-lg: 0 8px 24px rgba(45,74,62,.12);
  --radius: 8px;
  --radius-lg: 12px;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font-family: "Noto Sans TC", "PingFang TC", "Microsoft JhengHei", system-ui, -apple-system, sans-serif;
  background: var(--c-bg);
  color: var(--c-text);
  line-height: 1.6;
  font-size: 15px;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--c-primary); text-decoration: none; }
a:hover { color: var(--c-gold-dark); }
button { font-family: inherit; cursor: pointer; }
input, select, textarea { font-family: inherit; font-size: inherit; }

/* === Layout === */
.app { display: grid; grid-template-columns: 240px 1fr; min-height: 100vh; }
.sidebar {
  background: var(--c-primary);
  color: #fff;
  padding: 0;
  display: flex;
  flex-direction: column;
  position: sticky;
  top: 0;
  height: 100vh;
  overflow-y: auto;
  z-index: 50;
  transition: transform .25s ease;
}

/* Drawer backdrop (mobile only) */
.drawer-backdrop {
  display: none;
  position: fixed; inset: 0;
  background: rgba(0,0,0,.5);
  z-index: 49;
  opacity: 0;
  transition: opacity .2s;
  cursor: pointer;
}

/* Sidebar toggle (桌機收合按鈕) */
.sidebar-toggle {
  display: none;
  background: var(--c-bg);
  border: 1px solid var(--c-border);
  cursor: pointer;
  padding: 0;
  width: 32px; height: 32px;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius);
  font-size: 16px;
  color: var(--c-primary);
  margin-right: 4px;
  transition: background .15s;
}
.sidebar-toggle:hover { background: var(--c-border-soft); }
@media (min-width: 769px) {
  .sidebar-toggle { display: inline-flex; }
}
/* 收合狀態：sidebar 縮到 60px (icon-only) */
.app.sidebar-collapsed { grid-template-columns: 60px 1fr; }
.app.sidebar-collapsed .sidebar-brand .logo,
.app.sidebar-collapsed .sidebar-brand .tagline,
.app.sidebar-collapsed .sidebar-nav-section,
.app.sidebar-collapsed .nav-label,
.app.sidebar-collapsed .sidebar-footer { display: none !important; }
.app.sidebar-collapsed .sidebar { width: 60px; }
.app.sidebar-collapsed .nav-item { justify-content: center; padding: 12px 0; }
.app.sidebar-collapsed .nav-item .num { margin: 0; }
@media (min-width: 1600px) {
  .app.sidebar-collapsed { grid-template-columns: 60px 1fr; }
}
@media (max-width: 1024px) {
  .app.sidebar-collapsed { grid-template-columns: 60px 1fr; }
}

/* Hamburger button */
.hamburger {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  margin-right: 4px;
  flex-direction: column;
  gap: 4px;
  width: 40px; height: 40px;
  align-items: center;
  justify-content: center;
}
.hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--c-primary-dark);
  border-radius: 2px;
  transition: .2s;
}

/* Drawer close (in sidebar, mobile only) */
.drawer-close {
  display: none;
  position: absolute;
  top: 12px; right: 12px;
  background: rgba(255,255,255,.1);
  border: none;
  color: #fff;
  font-size: 20px;
  width: 32px; height: 32px;
  border-radius: 6px;
  cursor: pointer;
  line-height: 1;
}
.drawer-close:hover { background: rgba(255,255,255,.2); }
.sidebar-brand { position: relative; }
.sidebar-brand {
  padding: 20px 20px 16px;
  border-bottom: 1px solid rgba(255,255,255,.1);
}
.sidebar-brand .logo {
  font-size: 22px;
  font-weight: 700;
  color: var(--c-gold);
  margin: 0 0 4px;
  letter-spacing: .5px;
}
.sidebar-brand .tagline {
  font-size: 12px;
  color: rgba(255,255,255,.7);
  margin: 0;
}
.sidebar-nav { padding: 8px 0; flex: 1; }
.sidebar-nav-section {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: rgba(255,255,255,.5);
  padding: 16px 20px 6px;
  font-weight: 600;
}
.nav-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 20px;
  color: rgba(255,255,255,.85);
  border-left: 3px solid transparent;
  cursor: pointer;
  font-size: 14px;
  transition: all .15s;
  user-select: none;
}
.nav-item:hover { background: rgba(255,255,255,.06); color: #fff; }
.nav-item.active {
  background: rgba(201,169,97,.12);
  color: var(--c-gold);
  border-left-color: var(--c-gold);
  font-weight: 600;
}
.nav-item .num {
  display: inline-block;
  width: 22px;
  height: 22px;
  line-height: 22px;
  text-align: center;
  background: rgba(255,255,255,.1);
  color: rgba(255,255,255,.7);
  border-radius: 4px;
  font-size: 11px;
  font-weight: 600;
  flex-shrink: 0;
}
.nav-item.active .num { background: var(--c-gold); color: var(--c-primary-dark); }
.sidebar-footer {
  padding: 16px 20px;
  border-top: 1px solid rgba(255,255,255,.1);
  font-size: 12px;
  color: rgba(255,255,255,.6);
}

/* === Main === */
.main { padding: 0; min-width: 0; }
.topbar {
  background: var(--c-card);
  border-bottom: 1px solid var(--c-border);
  padding: 12px 28px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  position: sticky;
  top: 0;
  z-index: 10;
}
.topbar-title { font-size: 18px; font-weight: 600; color: var(--c-text); margin: 0; }
.topbar-title .step { color: var(--c-gold-dark); margin-right: 8px; font-weight: 700; }
.topbar-actions { display: flex; gap: 12px; align-items: center; }
.user-chip {
  display: flex; align-items: center; gap: 8px;
  padding: 6px 12px;
  background: var(--c-bg);
  border: 1px solid var(--c-border);
  border-radius: 999px;
  font-size: 13px;
}
.user-chip .avatar {
  width: 24px; height: 24px;
  border-radius: 50%;
  background: var(--c-primary);
  color: var(--c-gold);
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 12px;
}
.btn-link {
  background: none; border: none;
  color: var(--c-text-soft);
  font-size: 13px;
  padding: 4px 8px;
}
.btn-link:hover { color: var(--c-primary); }

.content { padding: 28px; max-width: 100%; }   /* 從 1280px 改全寬，給工具網頁更多空間 */

/* === Cards === */
.card {
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--radius-lg);
  padding: 24px;
  margin-bottom: 20px;
  box-shadow: var(--shadow-sm);
}
.card-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 16px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--c-border-soft);
}
.card-title {
  font-size: 16px;
  font-weight: 700;
  margin: 0;
  color: var(--c-primary-dark);
}
.card-subtitle {
  font-size: 13px;
  color: var(--c-text-soft);
  margin: 4px 0 0;
}
.card-section-title {
  font-size: 14px;
  font-weight: 700;
  color: var(--c-primary);
  margin: 20px 0 12px;
  padding-left: 10px;
  border-left: 3px solid var(--c-gold);
}
.card-section-title:first-child { margin-top: 0; }

/* === Grid === */
.grid { display: grid; gap: 16px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-main { grid-template-columns: 1fr 360px; gap: 20px; }
@media (max-width: 1024px) {
  .grid-main, .grid-3, .grid-4 { grid-template-columns: 1fr; }
}

/* === Forms === */
.field { margin-bottom: 14px; }
.field label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--c-text-soft);
  margin-bottom: 6px;
}
.field label .hint {
  font-weight: 400;
  color: var(--c-text-muted);
  margin-left: 6px;
  font-size: 12px;
}
.field input[type=text],
.field input[type=number],
.field input[type=email],
.field select,
.field textarea {
  width: 100%;
  padding: 9px 12px;
  border: 1px solid var(--c-border);
  border-radius: var(--radius);
  background: #fff;
  font-size: 14px;
  transition: border .15s, box-shadow .15s;
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none;
  border-color: var(--c-gold);
  box-shadow: 0 0 0 3px rgba(201,169,97,.15);
}
.field .currency-wrap { position: relative; }
.field .currency-wrap::before {
  content: 'NT$';
  position: absolute; left: 12px; top: 50%; transform: translateY(-50%);
  font-size: 12px; color: var(--c-text-muted); pointer-events: none;
}
.field .currency-wrap input { padding-left: 42px; }
.field .pct-wrap { position: relative; }
.field .pct-wrap::after {
  content: '%';
  position: absolute; right: 12px; top: 50%; transform: translateY(-50%);
  font-size: 13px; color: var(--c-text-muted); pointer-events: none;
}
/* 萬元欄位：input 後加 "萬" 字尾，避免被誤認為「元」 */
.field .man-wrap { position: relative; }
.field .man-wrap::after {
  content: '萬';
  position: absolute; right: 12px; top: 50%; transform: translateY(-50%);
  font-size: 13px; font-weight: 600; color: var(--c-gold-dark, #8C7A2F); pointer-events: none;
}
.field .man-wrap input { padding-right: 32px; text-align: right; }
.field .man-live-preview {
  font-size: 11px;
  color: var(--c-text-soft);
  margin-top: 2px;
  font-variant-numeric: tabular-nums;
}
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.field-row-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }

/* === Inline mini table === */
.mini-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
  margin-top: 8px;
}
.mini-table th, .mini-table td {
  padding: 8px 10px;
  border-bottom: 1px solid var(--c-border-soft);
  text-align: left;
}
.mini-table th {
  font-weight: 600;
  color: var(--c-text-soft);
  background: var(--c-bg);
  font-size: 12px;
}
.mini-table td.num, .mini-table th.num { text-align: right; font-variant-numeric: tabular-nums; }
.mini-table tr:last-child td { border-bottom: none; }
.mini-table input {
  width: 100%; padding: 5px 8px;
  border: 1px solid var(--c-border-soft);
  border-radius: 4px;
  background: #fff;
  text-align: right;
  font-variant-numeric: tabular-nums;
}
.mini-table input:focus { border-color: var(--c-gold); outline: none; }
.mini-table tfoot td { font-weight: 700; background: var(--c-bg); border-top: 2px solid var(--c-border); }

/* === Buttons === */
.btn {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 9px 16px;
  border: none;
  border-radius: var(--radius);
  font-size: 14px;
  font-weight: 600;
  transition: all .15s;
}
.btn-primary {
  background: var(--c-primary);
  color: var(--c-gold);
}
.btn-primary:hover { background: var(--c-primary-dark); }
.btn-gold {
  background: var(--c-gold);
  color: var(--c-primary-dark);
}
.btn-gold:hover { background: var(--c-gold-dark); color: #fff; }
.btn-ghost {
  background: transparent;
  color: var(--c-text-soft);
  border: 1px solid var(--c-border);
}
.btn-ghost:hover { background: var(--c-bg); color: var(--c-primary); }
.btn-danger {
  background: transparent;
  color: var(--c-danger);
  border: 1px solid var(--c-danger);
}
.btn-danger:hover { background: var(--c-danger); color: #fff; }

/* === KPI / Stats === */
.kpi-row { display: grid; gap: 12px; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); margin-bottom: 16px; }
.kpi {
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--radius);
  padding: 14px 16px;
  /* Grid: row1 = label（跨欄）；row2 = 數字 + 單位（單位靠右下） */
  display: grid;
  grid-template-columns: 1fr auto;
  grid-template-rows: auto auto;
  column-gap: 6px;
  align-items: end;
}
.kpi-label { grid-column: 1 / -1; grid-row: 1; font-size: 12px; color: var(--c-text-soft); margin-bottom: 4px; }
.kpi-value { grid-column: 1; grid-row: 2; font-size: 22px; font-weight: 700; color: var(--c-primary-dark); font-variant-numeric: tabular-nums; }
.kpi-sub {
  grid-column: 2; grid-row: 2;
  font-size: 11px;
  color: var(--c-text-muted);
  align-self: end;
  padding-bottom: 4px;  /* 微調讓單位視覺對齊數字底線 */
  white-space: nowrap;
}
.kpi.positive .kpi-value { color: var(--c-success); }
.kpi.negative .kpi-value { color: var(--c-danger); }
.kpi.gold { background: linear-gradient(135deg, #FBF7E8 0%, #FDFAEF 100%); border-color: var(--c-gold-light); }
.kpi.gold .kpi-value { color: var(--c-gold-dark); }

/* === Side panel === */
.side-panel {
  background: var(--c-primary);
  color: #fff;
  border-radius: var(--radius-lg);
  padding: 20px;
}
/* 桌機尺寸：側欄跟著捲軸黏住，使用者邊滑邊看試算結果 */
@media (min-width: 1025px) {
  /* 整個側欄 column 黏住右側，內容超過視窗就在 column 內滾動 */
  .grid-main > div:last-child {
    position: sticky;
    top: 16px;
    align-self: flex-start;
    max-height: calc(100vh - 32px);
    overflow-y: auto;
    /* 客製化滾動條 */
    scrollbar-width: thin;
    scrollbar-color: rgba(0,0,0,.18) transparent;
  }
  .grid-main > div:last-child::-webkit-scrollbar { width: 6px; }
  .grid-main > div:last-child::-webkit-scrollbar-thumb { background: rgba(0,0,0,.18); border-radius: 3px; }

  /* 側欄裡的 h3 標題：黏在 column 內部頂部，捲動內容時標題不會消失 */
  .grid-main > div:last-child .side-panel h3,
  .grid-main > div:last-child .card > h3:first-child,
  .grid-main > div:last-child .card > .card-title:first-child {
    position: sticky;
    top: -1px; /* 對齊 column 頂端，避免有縫隙 */
    background: inherit;
    z-index: 2;
    margin-top: -4px;
    padding-top: 4px;
  }
  /* side-panel 自己的 sticky h3 要保留深色背景才看得清楚 */
  .grid-main > div:last-child .side-panel {
    /* 重新建立 stacking context，讓 h3 sticky 生效 */
    position: relative;
  }
  .grid-main > div:last-child .side-panel h3 {
    background: var(--c-primary, #2D4A3E);
    padding: 8px 0 6px;
    margin: 0 0 8px;
  }
}
.side-panel h3 {
  margin: 0 0 14px;
  font-size: 14px;
  color: var(--c-gold);
  text-transform: uppercase;
  letter-spacing: 1px;
}
.side-stat {
  padding: 10px 0;
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.side-stat:last-child { border-bottom: none; }
.side-stat-label { font-size: 12px; color: rgba(255,255,255,.7); }
.side-stat-value { font-size: 20px; font-weight: 700; color: #fff; font-variant-numeric: tabular-nums; }
.side-stat-value.gold     { color: var(--c-gold); }
.side-stat-value.danger   { color: #E8A299; }
.side-stat-value.positive { color: #A8D4B0; }   /* 柔和草綠（不再螢光綠） */
.side-stat-value.negative { color: #E8A299; }   /* 柔和紅 */
.side-stat-value.warn     { color: var(--c-gold-light, #E8D89B); }
.side-stat-value.neutral  { color: #fff; }

/* 範圍超出警示徽章 */
.range-warn {
  display: inline-block;
  font-size: 10px;
  padding: 1px 6px;
  margin-left: 4px;
  border-radius: 999px;
  font-weight: 700;
  vertical-align: middle;
}
.range-warn.low  { background: rgba(255,138,122,.25); color: #FFD0C8; }
.range-warn.high { background: rgba(255,138,122,.25); color: #FFD0C8; }
.range-warn.ok   { background: rgba(111,224,149,.25); color: #B8F0CC; }
.side-stat-sub { font-size: 11px; color: rgba(255,255,255,.55); }

/* === Status (traffic light) === */
.status-badge {
  display: inline-block;
  padding: 3px 10px;
  border-radius: 999px;
  font-size: 12px;
  font-weight: 600;
}
.status-good { background: #E5F1E6; color: var(--c-success); }
.status-warn { background: #FBEFD8; color: var(--c-warning); }
.status-bad { background: #FBE0DC; color: var(--c-danger); }

.bar { height: 8px; background: var(--c-border-soft); border-radius: 4px; overflow: hidden; margin: 4px 0; position: relative; }
.bar .bar-marker {
  position: absolute;
  top: -3px;
  width: 2px;
  height: 14px;
  background: var(--c-text-soft);
  border-radius: 1px;
  pointer-events: none;
  transform: translateX(-50%);
  z-index: 2;
}
.bar-thresholds {
  display: flex;
  justify-content: space-between;
  font-size: 10px;
  color: var(--c-text-soft);
  margin-top: 2px;
  font-variant-numeric: tabular-nums;
}
.bar-thresholds .thresh-good { color: var(--c-primary-dark); font-weight: 600; }
.bar > span { display: block; height: 100%; background: var(--c-primary); border-radius: 4px; transition: width .3s; }
.bar.gold > span { background: var(--c-gold); }
.bar.success > span { background: var(--c-success); }
.bar.warning > span { background: var(--c-warning); }
.bar.danger > span { background: var(--c-danger); }

/* === Health check === */
.health-row {
  display: grid;
  grid-template-columns: 200px 1fr 100px 100px;
  gap: 12px;
  padding: 12px 0;
  border-bottom: 1px solid var(--c-border-soft);
  align-items: center;
}
.health-row .name { font-weight: 600; }
.health-row .desc { font-size: 12px; color: var(--c-text-muted); margin-top: 2px; }

/* === Login modal === */
.modal-backdrop {
  position: fixed; inset: 0;
  background: rgba(45,74,62,.6);
  backdrop-filter: blur(4px);
  display: flex; justify-content: center; align-items: center;
  z-index: 100;
}
.modal {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 32px;
  width: 420px;
  max-width: 90vw;
  box-shadow: var(--shadow-lg);
}
.modal h2 {
  margin: 0 0 8px;
  color: var(--c-primary-dark);
  font-size: 22px;
}
.modal .sub { color: var(--c-text-soft); font-size: 14px; margin-bottom: 24px; }
.modal .cmoney-pending {
  background: var(--c-bg);
  border: 1px dashed var(--c-border);
  border-radius: var(--radius);
  padding: 12px 14px;
  font-size: 12px;
  color: var(--c-text-soft);
  margin-bottom: 20px;
}

/* === Dashboard === */
.dash-hero {
  background: linear-gradient(135deg, var(--c-primary) 0%, var(--c-primary-light) 100%);
  color: #fff;
  border-radius: var(--radius-lg);
  padding: 28px 32px;
  margin-bottom: 24px;
  position: relative;
  overflow: hidden;
}
.dash-hero::before {
  content: '';
  position: absolute;
  right: -40px; top: -40px;
  width: 200px; height: 200px;
  border-radius: 50%;
  background: rgba(201,169,97,.1);
}
.dash-hero h1 {
  margin: 0 0 6px;
  font-size: 24px;
  color: var(--c-gold);
}
.dash-hero p { margin: 0; opacity: .9; }
.dash-progress {
  margin-top: 20px;
  display: flex; align-items: center; gap: 14px;
}
.dash-progress .label { font-size: 13px; opacity: .85; }
.dash-progress .bar { flex: 1; background: rgba(255,255,255,.15); }
.dash-progress .bar > span { background: var(--c-gold); }

.report-card {
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--radius);
  padding: 18px 20px;
  cursor: pointer;
  transition: all .15s;
  display: flex; flex-direction: column;
  text-align: left;
  width: 100%;
  font-family: inherit;
}
.report-card:hover {
  border-color: var(--c-gold);
  box-shadow: var(--shadow);
  transform: translateY(-1px);
}
.report-card .num-tag {
  display: inline-block;
  padding: 2px 8px;
  background: var(--c-bg);
  color: var(--c-text-soft);
  border-radius: 4px;
  font-size: 11px;
  font-weight: 600;
  margin-bottom: 8px;
  align-self: flex-start;
}
.report-card .ch {
  display: inline-block;
  padding: 2px 8px;
  background: var(--c-gold-light);
  color: var(--c-primary-dark);
  border-radius: 4px;
  font-size: 11px;
  font-weight: 600;
  margin-bottom: 8px;
  align-self: flex-start;
}
.report-card .title { font-size: 16px; font-weight: 700; color: var(--c-primary-dark); margin: 0 0 4px; }
.report-card .desc { font-size: 13px; color: var(--c-text-soft); margin: 0 0 12px; flex: 1; }
.report-card .footer { display: flex; justify-content: space-between; align-items: center; font-size: 12px; color: var(--c-text-muted); }
.report-card .filled { color: var(--c-success); font-weight: 600; }
.report-card .unfilled { color: var(--c-text-muted); }

/* === Chart container === */
.chart-wrap { position: relative; height: 280px; margin-top: 12px; }
.chart-wrap.tall { height: 360px; }

/* === Notes / hint === */
.note {
  padding: 10px 14px;
  border-radius: var(--radius);
  font-size: 13px;
  margin: 12px 0;
  border-left: 3px solid;
}
.note-info { background: #EAF2F4; color: #2C5E6E; border-left-color: var(--c-info); }
.note-warn { background: #FBEFD8; color: #8C5A1F; border-left-color: var(--c-warning); }
.note-danger { background: #FBE0DC; color: #7A2A23; border-left-color: var(--c-danger); }

/* === Collapsible === */
details.advanced {
  border-top: 1px dashed var(--c-border);
  padding-top: 12px;
  margin-top: 14px;
}
details.advanced summary {
  font-size: 13px;
  font-weight: 600;
  color: var(--c-primary);
  cursor: pointer;
  padding: 6px 0;
  list-style: none;
}
details.advanced summary::before { content: '▶ '; font-size: 10px; color: var(--c-gold); }
details.advanced[open] summary::before { content: '▼ '; }

/* === Util === */
.text-muted { color: var(--c-text-muted); }
.text-soft { color: var(--c-text-soft); }
.text-success { color: var(--c-success); }
.text-warn { color: var(--c-warning); }
.text-danger { color: var(--c-danger); }
.text-right { text-align: right; }
.text-center { text-align: center; }
.font-mono { font-variant-numeric: tabular-nums; }
.flex { display: flex; gap: 12px; align-items: center; }
.flex-end { display: flex; gap: 12px; align-items: center; justify-content: flex-end; }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.hidden { display: none !important; }

/* === Dashboard 4 大儀表卡片 === */
.dials-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
  margin-bottom: 16px;
}
.dial-card {
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--radius);
  padding: 14px 16px;
  display: flex;
  flex-direction: column;
  gap: 6px;
  position: relative;
  /* overflow: visible 讓 tooltip 不被切掉 */
}
.dial-card.status-good { border-top: 3px solid var(--c-success); }
.dial-card.status-warn { border-top: 3px solid var(--c-warning); }
.dial-card.status-bad  { border-top: 3px solid var(--c-danger); }
.dial-card.status-none { border-top: 3px solid var(--c-border); }
.dial-head { display: flex; align-items: center; gap: 6px; font-size: 13px; color: var(--c-text-soft); }
.dial-icon { font-size: 16px; }
.dial-label { flex: 1; font-weight: 600; }
.dial-hint {
  width: 16px; height: 16px; border-radius: 50%;
  background: var(--c-border-soft); color: var(--c-text-muted);
  font-size: 10px; display: inline-flex; align-items: center; justify-content: center;
  cursor: help;
}
.dial-value {
  font-size: 28px; font-weight: 800;
  color: var(--c-primary-dark);
  line-height: 1.1;
  font-variant-numeric: tabular-nums;
}
.dial-value .unit { font-size: 14px; color: var(--c-text-soft); font-weight: 500; margin-left: 2px; }
.dial-card.status-good .dial-value { color: var(--c-success); }
.dial-card.status-bad .dial-value { color: var(--c-danger); }
.dial-value.positive { color: var(--c-success, #4A7C4F); }
.dial-value.negative { color: var(--c-danger, #C84A3D); }
.dial-bar {
  height: 5px;
  background: var(--c-border-soft);
  border-radius: 3px;
  overflow: hidden;
}
.dial-bar > span { display: block; height: 100%; border-radius: 3px; transition: width .3s; }
.dial-sub { font-size: 11px; color: var(--c-text-muted); line-height: 1.4; }
.dial-sub-prominent { font-size: 12px; color: var(--c-primary-dark); font-weight: 600; line-height: 1.4; }

/* === 立即補強卡 === */
.priority-card { border-left: 4px solid var(--c-danger); }
.priority-row {
  display: grid;
  grid-template-columns: 32px 1fr auto;
  gap: 12px;
  padding: 14px 0;
  align-items: center;
  border-bottom: 1px solid var(--c-border-soft);
}
.priority-row:last-child { border-bottom: none; }
.priority-rank {
  width: 28px; height: 28px;
  background: var(--c-danger);
  color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 700;
}
.priority-row.severity-warn .priority-rank { background: var(--c-warning); }
.priority-row.severity-info .priority-rank { background: var(--c-info); }
.priority-row.severity-good .priority-rank { background: var(--c-success); }
.priority-body { min-width: 0; }
.priority-title { font-weight: 700; color: var(--c-primary-dark); font-size: 14px; margin-bottom: 2px; }
.priority-summary { font-size: 12px; color: var(--c-text-soft); margin-bottom: 4px; }
.priority-action { font-size: 12px; color: var(--c-text); line-height: 1.5; }
.priority-link {
  background: var(--c-primary);
  color: var(--c-gold);
  border: none;
  padding: 7px 13px;
  border-radius: var(--radius);
  font-size: 12px;
  font-weight: 600;
  cursor: pointer;
  white-space: nowrap;
  flex-shrink: 0;
}
.priority-link:hover { background: var(--c-primary-dark); }

/* === Mini circle meters (6 健康指標精簡版) === */
.mini-meters-card .card-title { display: flex; justify-content: space-between; align-items: center; }
.mini-meters-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 14px;
  margin-top: 10px;
}
.mini-meter {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  cursor: pointer;
  padding: 8px 4px;
  border-radius: var(--radius);
  transition: background .15s;
}
.mini-meter:hover { background: var(--c-bg); }
.meter-ring {
  width: 72px; height: 72px;
  border-radius: 50%;
  background: conic-gradient(var(--color, var(--c-primary)) var(--pct, 0deg), var(--c-border-soft) 0);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.meter-inner {
  width: 58px; height: 58px;
  background: var(--c-card);
  border-radius: 50%;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
}
.meter-value {
  font-size: 14px; font-weight: 700;
  color: var(--c-primary-dark);
  line-height: 1;
  font-variant-numeric: tabular-nums;
}
.meter-unit { font-size: 9px; color: var(--c-text-muted); margin-top: 1px; }
.meter-label { font-size: 11px; color: var(--c-text-soft); text-align: center; line-height: 1.3; }
.meter-status {
  font-size: 10px;
  padding: 1px 8px;
  border-radius: 999px;
  font-weight: 600;
}
.meter-status.status-good { background: #E5F1E6; color: var(--c-success); }
.meter-status.status-warn { background: #FBEFD8; color: var(--c-warning); }
.meter-status.status-bad { background: #FBE0DC; color: var(--c-danger); }
.meter-status.status-none { background: var(--c-border-soft); color: var(--c-text-muted); }

/* === AI 建議分類卡 === */
.advice-cat-card {
  border-left: 3px solid var(--c-gold);
}
.advice-cat-title {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
}
.advice-cat-title .cat-icon { font-size: 20px; }
.advice-cat-title .cat-desc {
  font-size: 12px;
  color: var(--c-text-muted);
  font-weight: 400;
  margin-left: auto;
}
.advice-cat-card .advice-card {
  flex-direction: column;
  gap: 0;
  padding: 14px 16px;
}
.advice-cat-card .advice-card .advice-rank { display: none; }

@media (max-width: 768px) {
  .advice-cat-title { flex-wrap: wrap; }
  .advice-cat-title .cat-desc { margin-left: 0; flex-basis: 100%; }
}

/* === AI details (collapsed by default) === */
.ai-details {
  margin-top: 16px;
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--radius);
  padding: 14px 18px;
}
.ai-details summary {
  font-weight: 600;
  color: var(--c-primary-dark);
}

/* === Dashboard 細條歡迎語 === */
.dash-thin-hello {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 16px;
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--radius);
  margin-bottom: 16px;
  font-size: 14px;
  color: var(--c-primary-dark);
  font-weight: 600;
}
.dash-thin-hello .muted { color: var(--c-text-soft); font-weight: 400; }
.dash-thin-hello .link-btn { margin-left: auto; font-size: 13px; color: var(--c-gold-dark); }

/* === Dashboard：財務全景 Snapshot 卡 === */
.dash-snapshot {
  margin-bottom: 16px;
  background: linear-gradient(135deg, #FAFEFB 0%, #F4F8F5 100%);
  border: 1px solid #DCE6DF;
}
.snapshot-header { display: flex; align-items: baseline; gap: 12px; flex-wrap: wrap; margin-bottom: 10px; }
.snapshot-sub { font-size: 12.5px; }
.snapshot-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr) auto repeat(3, 1fr);
  gap: 12px;
  align-items: stretch;
}
.snap-item {
  padding: 10px 12px;
  border-radius: 8px;
  background: #fff;
  border: 1px solid #E5EBE7;
}
.snap-item.snap-highlight {
  background: linear-gradient(135deg, #FFFAEC 0%, #FDF6E0 100%);
  border-color: var(--c-gold-light, #E8D89B);
}
.snap-divider { width: 1px; background: #DCE6DF; margin: 0 4px; }
.snap-label { font-size: 11.5px; color: var(--c-text-soft); margin-bottom: 4px; }
.snap-value {
  font-size: 22px;
  font-weight: 800;
  color: var(--c-primary-dark);
  font-variant-numeric: tabular-nums;
  line-height: 1.15;
}
.snap-value.positive { color: var(--c-success, #4A7C4F); }
.snap-value.negative { color: var(--c-danger, #C84A3D); }
.snap-sub { font-size: 11px; color: var(--c-text-soft); margin-top: 3px; font-variant-numeric: tabular-nums; }

/* 報表進度 row */
.snap-progress-row {
  margin-top: 14px;
  padding: 10px 12px;
  background: #fff;
  border-radius: 8px;
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: 14px;
  align-items: center;
}
.snap-progress-bar { display: flex; flex-direction: column; gap: 4px; }
.spb-label { font-size: 12px; color: var(--c-text-soft); }
.spb-track { height: 8px; background: #E8EFEA; border-radius: 4px; overflow: hidden; }
.spb-fill { height: 100%; background: linear-gradient(90deg, var(--c-success, #4A7C4F), var(--c-gold, #C8A55B)); transition: width .3s; }
.spb-count { font-size: 12.5px; font-weight: 600; color: var(--c-primary-dark); }
.snap-missing { display: flex; flex-wrap: wrap; gap: 6px; align-items: center; }
.sm-lbl { font-size: 12px; }
.sm-chip {
  background: #FFF;
  border: 1px dashed var(--c-gold, #C8A55B);
  color: var(--c-gold-dark, #8C7A2F);
  font-size: 12px;
  padding: 4px 10px;
  border-radius: 14px;
  cursor: pointer;
}
.sm-chip:hover { background: #FFFCEF; }
.sm-done { color: var(--c-success); font-size: 13px; font-weight: 600; }

/* 缺口優先序 */
.snap-gaps {
  margin-top: 12px;
  padding: 10px 14px;
  background: #FFF7F4;
  border-left: 4px solid var(--c-danger, #C84A3D);
  border-radius: 8px;
}
.snap-gaps.snap-gaps-ok {
  background: #F0F8F2;
  border-left-color: var(--c-success, #4A7C4F);
  color: var(--c-text);
  font-size: 13px;
}
.snap-gaps-title { font-size: 13px; font-weight: 700; color: var(--c-danger-dark, #8B2D24); margin-bottom: 6px; }
.snap-gaps-list { display: flex; flex-direction: column; gap: 4px; }
.sg-row {
  display: grid;
  grid-template-columns: 28px 1fr 24px;
  gap: 8px;
  align-items: center;
  padding: 6px 8px;
  border-radius: 6px;
  cursor: pointer;
  transition: background .15s;
}
.sg-row:hover { background: rgba(200,74,61,.06); }
.sg-icon { font-size: 18px; text-align: center; }
.sg-text { display: flex; flex-direction: column; gap: 1px; line-height: 1.4; }
.sg-text strong { font-size: 13px; color: var(--c-text); }
.sg-arrow { color: var(--c-text-soft); font-weight: 600; }

@media (max-width: 1100px) {
  .snapshot-grid { grid-template-columns: repeat(3, 1fr); }
  .snap-divider { display: none; grid-column: 1 / -1; height: 1px; width: 100%; margin: 4px 0; background: #DCE6DF; }
  .snap-divider { display: block; }
}
@media (max-width: 720px) {
  .snapshot-grid { grid-template-columns: repeat(2, 1fr); }
  .snap-progress-row { grid-template-columns: 1fr; }
  .snap-value { font-size: 18px; }
}

/* === Dashboard 上方：評分 + 關鍵數字 === */
.dash-top {
  grid-template-columns: 1fr 1.2fr;
  gap: 16px;
  margin-bottom: 16px;
}
.dash-keynums {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 12px;
}
.dash-keynums .key-stat {
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--radius);
  padding: 14px 16px;
}
.dash-keynums .key-label { font-size: 12px; color: var(--c-text-soft); margin-bottom: 4px; }
.dash-keynums .key-value { font-size: 22px; font-weight: 700; color: var(--c-primary-dark); font-variant-numeric: tabular-nums; }
.dash-keynums .key-value.gold { color: var(--c-gold-dark); }
.dash-keynums .key-value.danger { color: var(--c-danger); }
.dash-keynums .key-sub { font-size: 11px; color: var(--c-text-muted); margin-top: 4px; }

/* === Dashboard 健康度評分卡（緊湊版） === */
.health-score-card {
  display: flex;
  align-items: stretch;
  gap: 20px;
  padding: 20px 24px;
  margin: 0;
}
.health-score-card.good { border-left: 4px solid var(--c-success); }
.health-score-card.warn { border-left: 4px solid var(--c-warning); }
.health-score-card.bad  { border-left: 4px solid var(--c-danger); }
.health-score-left {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding-right: 20px;
  border-right: 1px solid var(--c-border-soft);
  min-width: 110px;
}
.health-score-num {
  font-size: 44px;
  font-weight: 800;
  color: var(--c-primary-dark);
  line-height: 1;
  font-variant-numeric: tabular-nums;
}
.health-score-num span { font-size: 16px; color: var(--c-text-soft); font-weight: 400; }
.health-score-label {
  margin-top: 6px;
  padding: 3px 12px;
  border-radius: 999px;
  font-size: 12px;
  font-weight: 600;
  background: var(--c-bg);
  color: var(--c-text-soft);
}
.health-score-card.good .health-score-label { background: #E5F1E6; color: var(--c-success); }
.health-score-card.warn .health-score-label { background: #FBEFD8; color: var(--c-warning); }
.health-score-card.bad  .health-score-label { background: #FBE0DC; color: var(--c-danger); }
.health-score-right { flex: 1; display: flex; flex-direction: column; justify-content: center; }
.health-score-right h3 { margin: 0 0 4px; color: var(--c-primary-dark); font-size: 16px; }
.health-score-right .muted { font-size: 13px; color: var(--c-text-soft); margin: 0; }

/* === Dashboard 圓餅圖並排 === */
.dash-pies {
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

/* === Dashboard 圖表 3 欄並排（資產 / 支出 / 時間軸）— 縮短頁面 === */
.dash-charts-row {
  display: grid;
  grid-template-columns: 1fr 1fr 1.6fr;
  gap: 14px;
  margin-bottom: 14px;
}
.dash-mini-chart { padding: 14px 16px; }
.dash-mini-chart .chart-wrap { height: 200px; }
.dash-timeline-card .chart-wrap { height: 220px; }
@media (max-width: 1280px) {
  .dash-charts-row { grid-template-columns: 1fr 1fr; }
  .dash-timeline-card { grid-column: 1 / -1; }
}
@media (max-width: 720px) {
  .dash-charts-row { grid-template-columns: 1fr; }
}

/* === Dashboard 顧問建議 2 欄並排 === */
.dash-advice-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.dash-advice-grid > .card { margin: 0; }
@media (max-width: 1100px) {
  .dash-advice-grid { grid-template-columns: 1fr; }
}

/* dial-card 緊湊（減小 padding，視覺更精煉） */
.dial-card { padding: 14px 16px; }
.dial-card .dial-value { font-size: 24px; }
.dial-card .dial-sub-prominent { font-size: 12px; margin-top: 4px; }

/* mini-meters-card 緊湊 */
.mini-meters-card { padding: 14px 18px; }
.mini-meters-card .card-title { font-size: 15px; margin-bottom: 8px; }

/* 各 advice card 內部緊湊 */
.advice-cat-card { padding: 14px 16px; }
.advice-cat-card .advice-card { padding: 8px 10px; }

/* === Dashboard 缺口警示 === */
.gap-alert-card {
  border-left: 4px solid var(--c-danger);
}
.gap-ok-card {
  border-left: 4px solid var(--c-success);
  background: linear-gradient(90deg, rgba(74,124,79,.06), transparent);
}
.gap-ok-content { display: flex; align-items: center; gap: 16px; }
.gap-ok-icon { font-size: 36px; }
.gap-ok-card h3 { margin: 0 0 4px; color: var(--c-success); font-size: 16px; }
.gap-ok-card p { margin: 0; font-size: 13px; }

.gap-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.gap-item {
  padding: 14px 16px;
  border-radius: var(--radius);
  border: 1px solid var(--c-border);
}
.gap-item.has-gap { background: #FBE0DC; border-color: var(--c-danger); }
.gap-item.safe { background: #E5F1E6; border-color: var(--c-success); }
.gap-label { font-size: 12px; color: var(--c-text-soft); margin-bottom: 4px; }
.gap-value { font-size: 18px; font-weight: 700; color: var(--c-primary-dark); font-variant-numeric: tabular-nums; }
.gap-item.has-gap .gap-value { color: var(--c-danger); }
.gap-item.safe .gap-value { color: var(--c-success); }
.gap-sub { font-size: 11px; color: var(--c-text-muted); margin-top: 3px; }

/* === Empty state === */
.empty-cta {
  background: linear-gradient(135deg, var(--c-primary) 0%, var(--c-primary-light) 100%);
  color: #fff;
  border-radius: var(--radius-lg);
  padding: 28px;
  display: flex;
  align-items: center;
  gap: 20px;
  margin-bottom: 16px;
}
.empty-cta-icon { font-size: 48px; flex-shrink: 0; }
.empty-cta h3 { margin: 0 0 6px; color: var(--c-gold); font-size: 18px; }
.empty-cta p { margin: 0; opacity: .9; font-size: 14px; }
.empty-cta .btn { margin-left: auto; flex-shrink: 0; }

/* === AI 建議卡片 === */
.ai-tag {
  display: inline-block;
  margin-left: 6px;
  padding: 2px 8px;
  background: linear-gradient(90deg, var(--c-gold-light), var(--c-gold));
  color: var(--c-primary-dark);
  border-radius: 4px;
  font-size: 10px;
  font-weight: 700;
  vertical-align: middle;
}
.advice-card {
  display: flex;
  gap: 14px;
  padding: 14px 16px;
  border-radius: var(--radius);
  margin-bottom: 10px;
  background: var(--c-bg);
  border-left: 3px solid var(--c-primary);
}
.advice-card.severity-high { border-left-color: var(--c-danger); background: #FBE0DC; }
.advice-card.severity-medium { border-left-color: var(--c-warning); background: #FBEFD8; }
.advice-card.severity-low { border-left-color: var(--c-info); background: #EAF2F4; }
.advice-rank {
  flex-shrink: 0;
  width: 28px; height: 28px;
  background: var(--c-primary);
  color: var(--c-gold);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 700;
  font-size: 13px;
}
.advice-card.severity-high .advice-rank { background: var(--c-danger); color: #fff; }
.advice-card.severity-medium .advice-rank { background: var(--c-warning); color: #fff; }
.advice-content { flex: 1; }
.advice-title { font-weight: 700; color: var(--c-primary-dark); font-size: 14px; margin-bottom: 4px; }
.advice-summary { font-size: 13px; color: var(--c-text-soft); margin-bottom: 6px; line-height: 1.5; }
.advice-action { font-size: 12px; color: var(--c-text); font-weight: 500; padding: 6px 0; }
.advice-link {
  background: var(--c-primary);
  color: var(--c-gold);
  border: none;
  padding: 6px 12px;
  border-radius: 4px;
  font-size: 12px;
  font-weight: 600;
  cursor: pointer;
  margin-top: 4px;
}
.advice-link:hover { background: var(--c-primary-dark); }
.advice-empty {
  padding: 24px;
  text-align: center;
  background: #E5F1E6;
  color: var(--c-success);
  border-radius: var(--radius);
  font-size: 14px;
  font-weight: 600;
}
.indicator-pill {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 4px 10px;
  border-radius: 999px;
  font-size: 12px;
  font-weight: 600;
  margin: 2px;
}
.indicator-pill.status-good { background: #E5F1E6; color: var(--c-success); }
.indicator-pill.status-warn { background: #FBEFD8; color: var(--c-warning); }
.indicator-pill.status-bad { background: #FBE0DC; color: var(--c-danger); }
.indicator-grid { display: flex; flex-wrap: wrap; gap: 4px; margin-top: 10px; }

/* === Side panel chart card (圓餅圖放右側面板) === */
.side-chart-card {
  padding: 14px;
  margin-top: 16px;
}
.side-chart-card .card-title { font-size: 13px; margin: 0 0 8px; }
.side-chart-card .chart-wrap { height: 200px; }

/* === CTA Banner (Dashboard) === */
.cta-banner {
  background: linear-gradient(135deg, var(--c-primary) 0%, var(--c-primary-light) 100%);
  border: 1px solid var(--c-gold);
  border-radius: var(--radius-lg);
  padding: 24px 28px;
  margin: 24px 0;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  right: -30px; top: -30px;
  width: 160px; height: 160px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,169,97,.18) 0%, transparent 70%);
}
.cta-banner-content {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  position: relative;
  z-index: 1;
}
.cta-banner h3 {
  margin: 0 0 6px;
  color: var(--c-gold);
  font-size: 18px;
}
.cta-banner p {
  margin: 0;
  color: rgba(255,255,255,.85);
  font-size: 14px;
}
.cta-banner .btn-gold {
  flex-shrink: 0;
  font-size: 15px;
  padding: 11px 22px;
  box-shadow: 0 4px 12px rgba(201,169,97,.35);
}
.cta-banner .btn-gold:hover { transform: translateY(-1px); box-shadow: 0 6px 16px rgba(201,169,97,.45); }
@media (max-width: 768px) {
  .cta-banner-content { flex-direction: column; align-items: stretch; text-align: center; }
}

/* === Onboarding Wizard === */
.wizard-shell {
  min-height: 100vh;
  background: linear-gradient(135deg, var(--c-primary-dark) 0%, var(--c-primary) 60%, var(--c-primary-light) 100%);
  display: flex; flex-direction: column; align-items: center;
  padding: 32px 16px;
}
.wizard-brand {
  color: var(--c-gold);
  font-size: 22px;
  font-weight: 700;
  letter-spacing: 1px;
  margin-bottom: 4px;
}
.wizard-tagline {
  color: rgba(255,255,255,.85);
  font-size: 13px;
  margin-bottom: 24px;
}
.wizard-card {
  background: var(--c-card);
  border-radius: 16px;
  width: 100%;
  max-width: 720px;
  box-shadow: 0 12px 40px rgba(0,0,0,.25);
  overflow: hidden;
}
.wizard-progress {
  display: flex;
  background: var(--c-bg);
  border-bottom: 1px solid var(--c-border);
}
.wizard-step-mark {
  flex: 1;
  padding: 12px 8px;
  text-align: center;
  font-size: 12px;
  color: var(--c-text-muted);
  border-bottom: 3px solid transparent;
  position: relative;
}
.wizard-step-mark .num {
  display: inline-flex;
  width: 24px; height: 24px;
  border-radius: 50%;
  background: var(--c-border);
  color: #fff;
  align-items: center; justify-content: center;
  font-weight: 700;
  margin-right: 6px;
  font-size: 12px;
}
.wizard-step-mark.active { color: var(--c-primary-dark); border-bottom-color: var(--c-gold); font-weight: 700; }
.wizard-step-mark.active .num { background: var(--c-gold); color: var(--c-primary-dark); }
.wizard-step-mark.done .num { background: var(--c-primary); color: var(--c-gold); }
.wizard-step-mark.done { color: var(--c-primary); }
.wizard-body { padding: 32px; }
.wizard-body h2 {
  margin: 0 0 6px;
  font-size: 22px;
  color: var(--c-primary-dark);
}
.wizard-body .step-hint {
  color: var(--c-text-soft);
  font-size: 14px;
  margin-bottom: 22px;
}
.wizard-footer {
  padding: 16px 32px;
  background: var(--c-bg);
  border-top: 1px solid var(--c-border);
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.wizard-footer .left-info {
  font-size: 12px;
  color: var(--c-text-muted);
}
.wizard-footer .actions { display: flex; gap: 10px; }
.wizard-summary {
  background: var(--c-bg);
  border-radius: var(--radius);
  padding: 16px 20px;
  margin: 16px 0;
  font-size: 13px;
}
.wizard-summary .row { display: flex; justify-content: space-between; padding: 4px 0; }
.wizard-summary .row strong { color: var(--c-primary-dark); }

@media (max-width: 768px) {
  .wizard-step-mark .label { display: none; }
  .wizard-body { padding: 20px; }
}

/* === Tooltip + 跳轉動畫 === */
.explain-tip,
.mini-meter[data-tooltip] {
  position: relative;
  cursor: help;
}
.explain-tip {
  border-bottom: 1px dotted currentColor;
  opacity: .9;
  text-decoration: none;
}
.explain-tip:hover,
.explain-tip:focus {
  color: var(--c-gold-dark);
  border-bottom-style: solid;
  outline: none;
}
.explain-tip[data-jump-route] { cursor: pointer; }
.mini-meter[data-jump-route] { cursor: pointer; }

/* Tooltip — 由 JS 浮動 tooltip 處理（避免 stacking context 與邊界覆蓋問題） */
.floating-tooltip {
  position: fixed;
  background: var(--c-primary-dark);
  color: #fff;
  padding: 10px 14px;
  border-radius: 8px;
  font-size: 12.5px;
  font-weight: 400;
  line-height: 1.55;
  letter-spacing: .2px;
  max-width: 320px;
  width: max-content;
  text-align: left;
  z-index: 99999;
  pointer-events: none;
  box-shadow: 0 8px 24px rgba(0,0,0,.3);
  opacity: 0;
  visibility: hidden;
  transform: translateY(4px);
  transition: opacity .15s ease-out, transform .15s ease-out, visibility 0s linear .15s;
  word-wrap: break-word;
  white-space: pre-line; /* 保留 \n 換行（從 data-tooltip 帶進來的多行解釋） */
}
.floating-tooltip.show {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
  transition: opacity .15s ease-out, transform .15s ease-out;
}
.floating-tooltip::after {
  content: '';
  position: absolute;
  left: var(--arrow-x, 50%);
  transform: translateX(-50%);
  border: 6px solid transparent;
}
.floating-tooltip.above::after {
  bottom: -12px;
  border-top-color: var(--c-primary-dark);
}
.floating-tooltip.below::after {
  top: -12px;
  border-bottom-color: var(--c-primary-dark);
}
@keyframes tooltip-fade {
  from { opacity: 0; transform: translateX(-50%) translateY(4px); }
  to { opacity: 1; transform: translateX(-50%) translateY(0); }
}

/* 跳轉到欄位後的高亮動畫 */
@keyframes highlight-pulse-anim {
  0% {
    background: rgba(201,169,97,.5);
    box-shadow: 0 0 0 8px rgba(201,169,97,.3);
    transform: scale(1.02);
  }
  40% {
    background: rgba(201,169,97,.2);
    box-shadow: 0 0 0 12px rgba(201,169,97,.1);
    transform: scale(1);
  }
  100% {
    background: transparent;
    box-shadow: 0 0 0 0 transparent;
    transform: scale(1);
  }
}
.highlight-pulse {
  animation: highlight-pulse-anim 3s ease-out;
  border-radius: var(--radius);
  padding: 10px !important;
  margin: -10px !important;
  position: relative;
  z-index: 5;
}

/* === 房貸套利比較卡 === */
.comparison-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.comparison-card {
  background: rgba(255,255,255,.6);
  border: 1px solid var(--c-border);
  border-radius: var(--radius);
  padding: 12px 14px;
}
.comparison-card strong { color: var(--c-primary-dark); display: block; margin-bottom: 6px; font-size: 14px; }
.comparison-card p { margin: 0; font-size: 12px; line-height: 1.6; color: var(--c-text); }
.comparison-card u { color: var(--c-gold-dark); text-decoration: underline; }
@media (max-width: 768px) {
  .comparison-cards { grid-template-columns: 1fr; }
}

/* === 投資組合表格 === */
.portfolio-wrap {
  background: var(--c-bg);
  border-radius: var(--radius);
  padding: 14px;
  margin: 8px 0 16px;
}
.portfolio-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}
.portfolio-table th, .portfolio-table td {
  padding: 8px 6px;
  text-align: left;
}
.portfolio-table th {
  color: var(--c-text-soft);
  font-size: 12px;
  font-weight: 600;
  border-bottom: 1px solid var(--c-border);
}
.portfolio-table tbody tr {
  border-bottom: 1px solid var(--c-border-soft);
}
.portfolio-table tbody tr:last-child { border-bottom: none; }
.portfolio-table input[type=number],
.portfolio-table input[type=text] {
  width: 100%;
  padding: 5px 8px;
  border: 1px solid var(--c-border);
  border-radius: 4px;
  font-size: 13px;
  background: var(--c-card);
}
.portfolio-table input.num { text-align: right; font-variant-numeric: tabular-nums; }
.pf-stock-cell {
  display: flex; gap: 6px; align-items: center;
}
.pf-stock-cell .pf-code { flex: 1; min-width: 80px; }
.pf-stock-name {
  font-size: 12px;
  color: var(--c-primary-dark);
  font-weight: 600;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}
.btn-mini {
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: 4px;
  cursor: pointer;
  padding: 4px 8px;
  font-size: 14px;
  transition: all .15s;
  flex-shrink: 0;
}
.btn-mini:hover { background: var(--c-bg); border-color: var(--c-gold); }
.btn-mini:disabled { opacity: .5; cursor: wait; }
.btn-mini.btn-danger { color: var(--c-danger); border-color: var(--c-danger); }
.btn-mini.btn-danger:hover { background: var(--c-danger); color: #fff; }

.portfolio-toolbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 12px;
  flex-wrap: wrap;
  gap: 10px;
}
.portfolio-warn { font-size: 13px; font-weight: 600; }
.portfolio-ok { color: var(--c-success); }
.portfolio-warn-over { color: var(--c-danger); }
.portfolio-warn-under { color: var(--c-warning); }

@media (max-width: 768px) {
  .portfolio-table { font-size: 12px; }
  .portfolio-table th, .portfolio-table td { padding: 6px 4px; }
  .pf-stock-name { max-width: 80px; }
}

/* === 存股檢核：步驟式 UI === */
.stock-step-row { display: flex; gap: 12px; align-items: flex-end; margin-top: 14px; }
.stock-step-row .btn-gold { flex-shrink: 0; }
.stock-auto-data {
  margin-top: 14px;
  padding: 14px 16px;
  background: linear-gradient(135deg, #FBF7E8 0%, #FDFAEF 100%);
  border: 1px solid var(--c-gold-light);
  border-radius: var(--radius);
}
.auto-data-header { font-weight: 700; color: var(--c-primary-dark); margin-bottom: 8px; font-size: 13px; }
.auto-data-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
}
.auto-data-grid > div { display: flex; flex-direction: column; gap: 2px; }
.auto-data-grid .lbl { font-size: 11px; color: var(--c-text-soft); }
.auto-data-grid .val { font-size: 14px; font-weight: 700; color: var(--c-primary-dark); font-variant-numeric: tabular-nums; }
.auto-data-grid .val.good { color: var(--c-success); }
.auto-data-grid .val.warn { color: var(--c-warning); }
@media (max-width: 768px) {
  .auto-data-grid { grid-template-columns: 1fr 1fr; }
  .stock-step-row { flex-direction: column; align-items: stretch; }
}

.stock-manual-row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 14px;
  padding: 12px 0;
  border-bottom: 1px solid var(--c-border-soft);
  align-items: center;
}
.stock-manual-row:last-of-type { border-bottom: none; }
.manual-q .q-label { font-weight: 600; font-size: 14px; color: var(--c-primary-dark); }
.manual-q .q-hint { font-size: 12px; color: var(--c-text-muted); margin-top: 2px; }
.radio-group { display: flex; gap: 12px; }
.radio-group label {
  display: inline-flex; align-items: center; gap: 4px;
  cursor: pointer; user-select: none;
  padding: 6px 12px;
  border: 1px solid var(--c-border);
  border-radius: var(--radius);
  font-size: 13px;
  transition: all .15s;
  background: var(--c-card);
}
.radio-group label:has(input:checked) {
  background: var(--c-primary);
  color: var(--c-gold);
  border-color: var(--c-primary);
}
.radio-group input[type=radio] { accent-color: var(--c-gold); }

/* === 存股 4 大指標檢核工具 === */
.stock-check-card {
  border-left: 3px solid var(--c-gold);
  margin-top: 16px;
}
.check-row {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  cursor: pointer;
  user-select: none;
  font-size: 14px;
}
.check-row input[type=checkbox] {
  width: 18px; height: 18px;
  accent-color: var(--c-gold);
  cursor: pointer;
}
.stock-check-result {
  margin-top: 14px;
}
.stock-summary {
  padding: 14px 16px;
  border-radius: var(--radius);
  margin-bottom: 12px;
  border: 1px solid var(--c-border);
}
.stock-summary.verdict-good { background: #E5F1E6; border-color: var(--c-success); }
.stock-summary.verdict-warn { background: #FBEFD8; border-color: var(--c-warning); }
.stock-summary.verdict-bad { background: #FBE0DC; border-color: var(--c-danger); }
.stock-verdict { font-weight: 700; font-size: 15px; color: var(--c-primary-dark); margin-bottom: 10px; }
.stock-kpi-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.stock-kpi { background: rgba(255,255,255,.6); padding: 8px 12px; border-radius: 6px; }
.stock-kpi .lbl { font-size: 11px; color: var(--c-text-soft); margin-bottom: 2px; }
.stock-kpi .val { font-size: 17px; font-weight: 700; color: var(--c-primary-dark); font-variant-numeric: tabular-nums; }
.stock-checks { list-style: none; padding: 0; margin: 12px 0 0; }
.stock-checks li {
  display: grid;
  grid-template-columns: 28px 1fr auto;
  gap: 8px 12px;
  padding: 12px 0;
  font-size: 13px;
  border-bottom: 1px solid var(--c-border-soft);
  align-items: flex-start;
}
.stock-checks li:last-child { border-bottom: none; }
.stock-checks li .check-icon {
  font-size: 18px;
  line-height: 1.2;
  text-align: center;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}
.stock-checks li.pass .check-icon { color: #fff; background: var(--c-success); font-weight: 700; }
.stock-checks li.fail .check-icon { color: #fff; background: var(--c-danger); font-weight: 700; }
.stock-checks .check-body { min-width: 0; }
.stock-checks .check-name { font-weight: 600; color: var(--c-text); }
.stock-checks .check-detail {
  font-size: 12.5px;
  color: var(--c-primary-dark);
  margin-top: 2px;
  font-variant-numeric: tabular-nums;
}
.stock-checks .check-howwe {
  font-size: 11px;
  color: var(--c-text-soft);
  margin-top: 3px;
  line-height: 1.45;
}
.check-source {
  font-size: 10.5px;
  padding: 3px 9px;
  border-radius: 999px;
  background: var(--c-primary-50, #E8EFEA);
  color: var(--c-primary-dark);
  white-space: nowrap;
  align-self: flex-start;
}
.stock-kpi .price-ok { color: var(--c-success); }
.stock-kpi .price-high { color: var(--c-warning); }

.etf-badge {
  display: inline-block;
  font-size: 10px;
  padding: 1px 7px;
  border-radius: 999px;
  background: var(--c-gold);
  color: #fff;
  font-weight: 700;
  margin-left: 6px;
  vertical-align: middle;
}

/* 加到投資組合按鈕列（舊版位置 - 保留以防回退）*/
.add-to-portfolio-row {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
  margin: 14px 0 4px;
  padding: 10px 12px;
  background: var(--c-primary-50, #E8EFEA);
  border-radius: 8px;
  border-left: 3px solid var(--c-gold);
}
.add-to-portfolio-row button { font-size: 13px; padding: 8px 16px; }

/* === 新版：verdict header 上 (title 左 + 按鈕右) === */
.stock-verdict-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 12px;
  flex-wrap: wrap;
}
.stock-verdict-header .stock-verdict {
  flex: 1;
  margin: 0;
  font-size: 15.5px;
  font-weight: 700;
  color: var(--c-primary-dark);
  line-height: 1.4;
}
.add-portfolio-btn {
  flex: 0 0 auto;
  white-space: nowrap;
  font-size: 12.5px;
  padding: 6px 12px;
}
.btn-sm { font-size: 12.5px !important; padding: 6px 12px !important; }

@media (max-width: 768px) {
  .stock-verdict-header { flex-direction: column; }
  .add-portfolio-btn { width: 100%; }
}

/* === 5 年股利明細 — 新版 YoY + 顏色 === */
.div-trend-table { width: 100%; }
.div-trend-table th, .div-trend-table td {
  padding: 6px 8px;
  vertical-align: middle;
}
.div-trend-table th:nth-child(1) { width: 14%; }
.div-trend-table th:nth-child(2) { width: 22%; }
.div-trend-table th:nth-child(3) { width: 22%; }
.div-trend-table th:nth-child(4) { width: 42%; }

.yoy-up   { color: var(--c-success, #4A7C4F); font-weight: 700; }
.yoy-down { color: var(--c-danger, #C84A3D);  font-weight: 700; }
.yoy-flat { color: var(--c-text-soft);        font-weight: 600; }
.yoy-na   { color: var(--c-text-muted); }
.yoy-arrow { font-size: 14px; margin-right: 2px; display: inline-block; min-width: 14px; text-align: center; }

/* 升級的條形圖 — 用顏色區分趨勢 */
.div-bar {
  display: block;
  height: 14px;
  border-radius: 4px;
  min-width: 4px;
  background: var(--c-primary-light, #4A6F62);
}
.div-bar-up   { background: linear-gradient(90deg, var(--c-success, #4A7C4F), #6DAD72); }
.div-bar-down { background: linear-gradient(90deg, var(--c-danger, #C84A3D), #E07567); }
.div-bar-flat { background: linear-gradient(90deg, #9DA09A, #B8BAB6); }

/* 新加入投資組合的列 — 短暫高亮提示 */
@keyframes pfRowNewPulse {
  0%   { background: var(--c-gold-light, #E8D89B); transform: scale(1.01); }
  100% { background: transparent; transform: scale(1); }
}
.pf-row-new {
  animation: pfRowNewPulse 2.5s ease-out;
  border-left: 4px solid var(--c-gold);
}

.div-bar {
  display: inline-block;
  height: 10px;
  border-radius: 4px;
  background: linear-gradient(90deg, var(--c-primary-light, #4A6F62), var(--c-gold, #C9A961));
  min-width: 2px;
}

@media (max-width: 768px) {
  .stock-kpi-row { grid-template-columns: 1fr; }
  .stock-checks li { grid-template-columns: 24px 1fr; }
  .check-source { grid-column: 2; }
}

/* === Toast === */
.toast {
  position: fixed;
  right: 24px; bottom: 24px;
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-left: 4px solid var(--c-gold);
  border-radius: var(--radius);
  padding: 14px 16px;
  display: flex; gap: 12px; align-items: flex-start;
  box-shadow: var(--shadow-lg);
  max-width: 380px;
  z-index: 200;
  opacity: 0;
  transform: translateY(10px);
  transition: opacity .25s ease, transform .25s ease;
}
.toast.show { opacity: 1; transform: translateY(0); }
.toast-icon { font-size: 22px; flex-shrink: 0; }
.toast-body { flex: 1; min-width: 0; }
.toast-title { font-weight: 700; color: var(--c-primary-dark); font-size: 14px; margin-bottom: 2px; }
.toast-msg { font-size: 13px; color: var(--c-text-soft); line-height: 1.5; }
.toast-close {
  background: none; border: none;
  font-size: 22px; line-height: 1;
  color: var(--c-text-muted);
  cursor: pointer; padding: 0 4px;
}
.toast-close:hover { color: var(--c-primary); }
.toast-info { border-left-color: var(--c-info); }
.toast-success { border-left-color: var(--c-success); }
.toast-danger { border-left-color: var(--c-danger); }
@media (max-width: 768px) {
  .toast { left: 12px; right: 12px; bottom: 12px; max-width: none; }
}

/* === Print === */
@media print {
  .sidebar, .topbar, .btn { display: none !important; }
  .app { display: block; }
  .card { break-inside: avoid; box-shadow: none; }
}

/* === Empty CTA (dashboard before any data) === */
.empty-cta {
  background: linear-gradient(135deg, #FBF7E8 0%, #FEFAF0 100%);
  border: 2px dashed var(--c-gold);
  border-radius: var(--radius-lg);
  padding: 28px;
  display: flex; align-items: center; gap: 20px;
  margin: 16px 0;
}
.empty-cta-icon { font-size: 44px; flex-shrink: 0; }
.empty-cta h3 { margin: 0 0 4px; color: var(--c-primary-dark); font-size: 17px; }
.empty-cta p { margin: 0; color: var(--c-text-soft); font-size: 13px; }
.empty-cta .btn { flex-shrink: 0; }
@media (max-width: 768px) { .empty-cta { flex-direction: column; text-align: center; } }

/* === Health score card === */
.health-score-card {
  display: flex; gap: 24px; align-items: stretch;
  padding: 28px;
}
.health-score-card.good { background: linear-gradient(135deg, #E8F4E9 0%, #F4FAF5 100%); border-color: var(--c-success); }
.health-score-card.warn { background: linear-gradient(135deg, #FBF1DD 0%, #FDF8EE 100%); border-color: var(--c-warning); }
.health-score-card.bad  { background: linear-gradient(135deg, #FBE5E1 0%, #FDF1EE 100%); border-color: var(--c-danger); }

.health-score-left {
  flex-shrink: 0;
  width: 160px;
  display: flex; flex-direction: column;
  align-items: center; justify-content: center;
  border-right: 1px solid rgba(0,0,0,.08);
  padding-right: 24px;
}
.health-score-num {
  font-size: 64px;
  font-weight: 800;
  color: var(--c-primary-dark);
  line-height: 1;
  font-variant-numeric: tabular-nums;
}
.health-score-num span { font-size: 22px; color: var(--c-text-muted); font-weight: 500; }
.health-score-label {
  margin-top: 6px;
  font-size: 14px;
  font-weight: 700;
  padding: 4px 14px;
  border-radius: 999px;
}
.good .health-score-label { background: var(--c-success); color: #fff; }
.warn .health-score-label { background: var(--c-warning); color: #fff; }
.bad  .health-score-label { background: var(--c-danger); color: #fff; }

.health-score-right { flex: 1; min-width: 0; }
.health-score-right h3 { margin: 0 0 6px; font-size: 18px; color: var(--c-primary-dark); }
.health-score-right .muted { color: var(--c-text-soft); font-size: 13px; margin: 0 0 14px; }

.indicator-grid {
  display: flex; flex-wrap: wrap; gap: 8px;
}
.indicator-pill {
  display: inline-flex; align-items: center; gap: 5px;
  padding: 5px 11px;
  border-radius: 999px;
  font-size: 12px;
  font-weight: 600;
}
.indicator-pill.status-good { background: #E5F1E6; color: var(--c-success); }
.indicator-pill.status-warn { background: #FBEFD8; color: var(--c-warning); }
.indicator-pill.status-bad  { background: #FBE0DC; color: var(--c-danger); }

@media (max-width: 768px) {
  .health-score-card { flex-direction: column; padding: 20px; gap: 16px; }
  .health-score-left { width: 100%; border-right: none; border-bottom: 1px solid rgba(0,0,0,.08); padding-right: 0; padding-bottom: 16px; }
  .health-score-num { font-size: 56px; }
}

/* === Gap analysis === */
.gap-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 14px;
}
.gap-item {
  padding: 16px 18px;
  border-radius: var(--radius);
  border: 1px solid var(--c-border);
}
.gap-item.has-gap { background: #FBE5E1; border-color: var(--c-danger); }
.gap-item.safe    { background: #E8F4E9; border-color: var(--c-success); }
.gap-label { font-size: 12px; color: var(--c-text-soft); margin-bottom: 4px; font-weight: 600; }
.gap-value { font-size: 22px; font-weight: 700; color: var(--c-primary-dark); font-variant-numeric: tabular-nums; }
.gap-item.has-gap .gap-value { color: var(--c-danger); }
.gap-item.safe .gap-value { color: var(--c-success); font-size: 18px; }
.gap-sub { font-size: 11px; color: var(--c-text-muted); margin-top: 4px; }

/* === AI Advice cards === */
.ai-tag {
  display: inline-block;
  padding: 2px 8px;
  background: linear-gradient(135deg, #C9A961 0%, #E8D89B 100%);
  color: var(--c-primary-dark);
  border-radius: 999px;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 1px;
  vertical-align: middle;
  margin-left: 6px;
}

.advice-card {
  display: flex;
  gap: 14px;
  padding: 14px 16px;
  margin-bottom: 12px;
  border-radius: var(--radius);
  border-left: 4px solid;
  background: var(--c-bg);
}
.advice-card.severity-critical { border-left-color: var(--c-danger);  background: #FBE5E1; }
.advice-card.severity-warn     { border-left-color: var(--c-warning); background: #FBF1DD; }
.advice-card.severity-info     { border-left-color: var(--c-info);    background: #EAF2F4; }
.advice-card.severity-good     { border-left-color: var(--c-success); background: #E8F4E9; }

.advice-rank {
  flex-shrink: 0;
  width: 28px; height: 28px;
  background: rgba(0,0,0,.08);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 700;
  color: var(--c-text-soft);
  font-size: 13px;
}
.advice-card.severity-critical .advice-rank { background: var(--c-danger); color: #fff; }
.advice-card.severity-warn .advice-rank { background: var(--c-warning); color: #fff; }
.advice-card.severity-info .advice-rank { background: var(--c-info); color: #fff; }
.advice-card.severity-good .advice-rank { background: var(--c-success); color: #fff; }

.advice-content { flex: 1; min-width: 0; }
.advice-title { font-size: 15px; font-weight: 700; color: var(--c-primary-dark); margin-bottom: 4px; }
.advice-summary { font-size: 13px; color: var(--c-text-soft); margin-bottom: 8px; }
.advice-action {
  font-size: 13px;
  color: var(--c-text);
  background: rgba(255,255,255,.6);
  padding: 8px 12px;
  border-radius: 6px;
  line-height: 1.55;
}
.advice-link {
  background: none; border: none;
  color: var(--c-gold-dark);
  font-weight: 600;
  cursor: pointer;
  margin-top: 8px;
  padding: 4px 0;
  font-size: 13px;
}
.advice-link:hover { color: var(--c-primary); }

.advice-empty {
  padding: 28px;
  text-align: center;
  color: var(--c-success);
  font-size: 15px;
  background: #E8F4E9;
  border-radius: var(--radius);
}

@media (max-width: 768px) {
  .advice-card { padding: 12px; gap: 10px; }
  .advice-title { font-size: 14px; }
}

/* === Wizard skip + link button === */
.btn-skip {
  background: none;
  border: 1px solid var(--c-border);
  color: var(--c-text-soft);
  padding: 8px 14px;
  border-radius: var(--radius);
  font-size: 13px;
  cursor: pointer;
  font-family: inherit;
  transition: all .15s;
}
.btn-skip:hover { color: var(--c-primary); border-color: var(--c-primary-light); }

.link-btn {
  background: none;
  border: none;
  color: var(--c-gold-dark);
  font-weight: 600;
  cursor: pointer;
  font-family: inherit;
  font-size: inherit;
  padding: 0;
  text-decoration: underline;
}
.link-btn:hover { color: var(--c-primary); }

.optional-tag {
  display: inline-block;
  margin-left: 8px;
  padding: 1px 8px;
  border-radius: 999px;
  background: var(--c-border-soft);
  color: var(--c-text-soft);
  font-size: 11px;
  font-weight: 500;
}

.step-tip {
  margin: 16px 0 0;
  padding: 10px 14px;
  background: var(--c-bg);
  border-radius: var(--radius);
  font-size: 13px;
  color: var(--c-text-soft);
  line-height: 1.55;
  border-left: 3px solid var(--c-gold);
}
.step-section-label {
  font-size: 12px;
  font-weight: 600;
  color: var(--c-text-soft);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin: 16px 0 10px;
}
.step-section-label:first-child { margin-top: 0; }
.muted { color: var(--c-text-muted); font-size: 13px; }

.wizard-shortcut {
  margin-top: 16px;
  padding: 14px 20px;
  background: rgba(255,255,255,.08);
  border-radius: var(--radius);
  text-align: center;
  color: rgba(255,255,255,.85);
  font-size: 13px;
  max-width: 720px;
  width: 100%;
}
.wizard-shortcut .link-btn { color: var(--c-gold); }
.wizard-shortcut .link-btn:hover { color: #fff; }

/* === Auto-filled banner on report pages === */
.autofilled-banner {
  background: linear-gradient(90deg, rgba(201,169,97,.12), rgba(201,169,97,.04));
  border: 1px solid var(--c-gold-light);
  border-radius: var(--radius);
  padding: 10px 14px;
  margin-bottom: 16px;
  font-size: 13px;
  color: var(--c-primary-dark);
}
.autofilled-banner a { color: var(--c-gold-dark); font-weight: 600; }
.autofilled-banner .link-btn { font-size: 13px; }

/* === Topbar icon-only button labels === */
.btn-link.icon-only .lbl { display: inline; margin-left: 4px; }

/* === RWD: Tablet (≤ 1024px) === */
@media (max-width: 1024px) {
  .app { grid-template-columns: 200px 1fr; }
  .grid-main { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .health-row { grid-template-columns: 140px 1fr 80px 80px; gap: 8px; }
  .topbar { padding: 12px 20px; }
  .content { padding: 20px; }
  .btn-link.icon-only .lbl { display: none; }  /* tablet: icon-only buttons */
  .dash-top { grid-template-columns: 1fr; }
  .dash-keynums { grid-template-columns: 1fr 1fr 1fr; }
  .dials-grid { grid-template-columns: repeat(2, 1fr); }
  .mini-meters-grid { grid-template-columns: repeat(3, 1fr); }
  .priority-row { grid-template-columns: 28px 1fr; }
  .priority-row .priority-link { grid-column: 1 / -1; justify-self: end; }
}

/* === RWD: Mobile (≤ 768px) === */
@media (max-width: 768px) {
  /* App layout becomes single-column with drawer sidebar */
  .app { display: block; }
  .hamburger { display: flex; }
  .drawer-close { display: flex; align-items: center; justify-content: center; }

  .sidebar {
    position: fixed;
    top: 0; left: 0;
    width: min(85%, 280px);
    height: 100vh;
    transform: translateX(-100%);
    box-shadow: 2px 0 16px rgba(0,0,0,.2);
  }
  .app.drawer-open .sidebar { transform: translateX(0); }
  .app.drawer-open .drawer-backdrop { display: block; opacity: 1; }

  .topbar {
    padding: 10px 12px;
    gap: 4px;
  }
  .topbar-title { font-size: 16px; flex: 1; min-width: 0; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
  .topbar-title .step { display: none; }
  .topbar-actions {
    gap: 4px;
    flex-shrink: 0;
  }
  .topbar-actions .btn-link { padding: 6px 8px; font-size: 13px; }
  .topbar-actions .btn-link.icon-only { font-size: 16px; }
  .user-chip { padding: 4px 8px; font-size: 12px; }
  .user-chip .name { display: none; }   /* hide name on small screens, keep avatar */

  .content { padding: 14px; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .field-row, .field-row-3 { grid-template-columns: 1fr; }

  .kpi-row { grid-template-columns: 1fr; gap: 10px; }
  .kpi { padding: 12px 14px; }
  .kpi-value { font-size: 19px; }

  /* Cards & headers */
  .card { padding: 16px; border-radius: 10px; }
  .card-title { font-size: 15px; }
  .card-section-title { font-size: 13px; margin: 16px 0 10px; }

  /* Health row → 2-line stacked layout */
  .health-row {
    grid-template-columns: 1fr auto;
    gap: 6px;
    padding: 10px 0;
  }
  .health-row > :nth-child(2) { grid-column: 1 / -1; order: 3; }

  /* Hero / CTA */
  .dash-hero { padding: 20px 18px; }
  .dash-hero h1 { font-size: 18px; }
  .dash-hero p { font-size: 13px; }
  .cta-banner { padding: 18px; }
  .cta-banner h3 { font-size: 16px; }

  /* Side-panel (sticky aside) becomes inline section */
  .side-panel { position: static; padding: 16px; }

  /* Dashboard mobile */
  .dash-top { grid-template-columns: 1fr; gap: 12px; }
  .dash-keynums { grid-template-columns: 1fr; }
  .dash-pies { grid-template-columns: 1fr; }
  .gap-grid { grid-template-columns: 1fr; }
  .dials-grid { grid-template-columns: repeat(2, 1fr); gap: 10px; }
  .dial-card { padding: 12px 14px; }
  .dial-value { font-size: 22px; }
  .mini-meters-grid { grid-template-columns: repeat(3, 1fr); gap: 10px; }
  .meter-ring { width: 60px; height: 60px; }
  .meter-inner { width: 48px; height: 48px; }
  .meter-value { font-size: 12px; }
  .meter-unit { font-size: 8px; }
  .meter-label { font-size: 10px; }
  .priority-row { grid-template-columns: 28px 1fr; gap: 10px; }
  .priority-row .priority-link { grid-column: 1 / -1; justify-self: stretch; text-align: center; }
  .health-score-card { flex-direction: column; padding: 18px; gap: 14px; }
  .health-score-left {
    flex-direction: row; padding-right: 0; padding-bottom: 12px;
    border-right: none; border-bottom: 1px solid var(--c-border-soft);
    min-width: 0; width: 100%; justify-content: center; gap: 14px;
  }
  .health-score-num { font-size: 36px; }
  .health-score-right { text-align: center; }
  .empty-cta { flex-direction: column; text-align: center; padding: 22px 18px; }
  .empty-cta .btn { margin-left: 0; width: 100%; justify-content: center; }
  .dash-thin-hello { flex-wrap: wrap; padding: 10px 12px; font-size: 13px; }
  .dash-thin-hello .link-btn { margin-left: 0; }
  .side-chart-card .chart-wrap { height: 240px; }

  /* Tables overflow scroll */
  .mini-table { font-size: 12px; }

  /* Wizard tweaks */
  .wizard-card { border-radius: 10px; }
  .wizard-body { padding: 18px 16px; }
  .wizard-body h2 { font-size: 18px; }
  .wizard-progress { overflow-x: auto; }
  .wizard-step-mark { padding: 10px 6px; min-width: 44px; }
  .wizard-step-mark .label { display: none; }
  .wizard-footer { flex-direction: column; align-items: stretch; gap: 10px; padding: 14px 16px; }
  .wizard-footer .left-info { text-align: center; font-size: 11px; }
  .wizard-footer .actions { justify-content: space-between; flex-wrap: wrap; }
  .wizard-footer .actions .btn,
  .wizard-footer .actions .btn-skip { flex: 1; justify-content: center; }
  .wizard-shortcut { margin-top: 12px; font-size: 12px; padding: 12px 14px; }

  .modal { padding: 24px 20px; width: 100%; max-width: none; border-radius: 12px 12px 0 0; }
  .modal-backdrop { align-items: flex-end; }
}

/* === RWD: Small phone (≤ 380px) === */
@media (max-width: 380px) {
  .topbar { padding: 8px 8px; }
  .topbar-title { font-size: 14px; }
  .topbar-actions { gap: 2px; }
  .topbar-actions .btn-link { padding: 4px 6px; }
  .content { padding: 10px; }
  .card { padding: 12px; }
  .kpi-value { font-size: 17px; }
  .wizard-brand { font-size: 18px; }
  .wizard-tagline { font-size: 11px; }
}

/* === RWD: Large desktop (≥ 1600px) === */
@media (min-width: 1600px) {
  .content { max-width: 100%; }
  .app { grid-template-columns: 260px 1fr; }
}

/* ============================================================================
 * 退休生活設計表 532 — 視覺化版（hero + 互動比例 + 三桶金）
 * ============================================================================ */

.gold-text { color: var(--c-gold); font-weight: 700; }
.text-danger { color: var(--c-danger); }
.text-success { color: var(--c-success); }
.btn-block { display: block; text-align: center; width: 100%; }

/* ---- 整體頁面結構 ---- */
.r532-page { display: flex; flex-direction: column; gap: 14px; }

/* ---- HERO ---- */
.r532-hero {
  background: linear-gradient(135deg, var(--c-primary, #2D4A3E) 0%, var(--c-primary-light, #4A6F62) 100%);
  color: #fff;
  padding: 22px 26px !important;
  border: none;
}
.hero-headline {
  display: block;
  margin-bottom: 18px;
}
.hh-text { min-width: 0; }
.hh-main {
  font-size: 20px;
  font-weight: 700;
  line-height: 1.4;
  margin-bottom: 8px;
}
.hh-main .gold-text { color: var(--c-gold-light, #E8D89B); }
.hh-sub {
  font-size: 12.5px;
  line-height: 1.65;
  opacity: .92;
}
.hh-sub strong { color: var(--c-gold-light, #E8D89B); font-weight: 700; }
.hero-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
  margin-top: 6px;
}
.hero-stat {
  background: rgba(255,255,255,.12);
  border-radius: 8px;
  padding: 10px 12px;
  text-align: center;
}
.hero-stat.highlight { background: rgba(201,169,97,.25); border: 1px solid rgba(232,216,155,.5); }
.hs-lbl { font-size: 11px; opacity: .85; margin-bottom: 4px; }
.hs-val { font-size: 17px; font-weight: 700; font-variant-numeric: tabular-nums; }
.hs-val.gold { color: var(--c-gold-light, #E8D89B); }
.hs-src { font-size: 10px; opacity: .65; margin-top: 4px; line-height: 1.3; }

/* ---- 主要兩欄 ---- */
.r532-main {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 14px;
}
@media (max-width: 1024px) {
  .r532-main { grid-template-columns: 1fr; }
}

/* ---- 圓餅圖（左） ---- */
.ratio-pie-wrap {
  position: relative;
  height: 220px;
  margin: 14px auto 18px;
  max-width: 280px;
}
.ratio-pie-wrap canvas { position: absolute; inset: 0; }
.pie-center {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  pointer-events: none;
}
.pie-center .pc-lbl { font-size: 11px; color: var(--c-text-soft); margin-bottom: 2px; }
.pie-center .pc-val { font-size: 18px; font-weight: 800; color: var(--c-primary-dark); font-variant-numeric: tabular-nums; }

/* ---- 比例滑桿 ---- */
.ratio-sliders { display: flex; flex-direction: column; gap: 14px; }
.rs-row { padding: 8px 10px; border-radius: 8px; background: var(--c-bg-soft, #FAFAF7); border-left: 4px solid; }
/* 三桶金合計提示 */
.buckets-total { font-size: 12.5px; padding: 6px 10px; border-radius: 6px; }
.buckets-total.bt-ok    { background: #E8F4EC; color: #2B6B33; border-left: 3px solid #4A8C5C; }
.buckets-total.bt-under { background: #FBF6E8; color: #8C5A1F; border-left: 3px solid #D89859; }
.buckets-total.bt-over  { background: #FBE0DC; color: #8B2D24; border-left: 3px solid #C84A3D; }

/* 532 三類顏色：刻意拉開色相對比 — 紅 (warm) / 藍 (cool) / 綠 (vibrant) */
.rs-row.need { border-color: #C84A3D; background: linear-gradient(135deg, #FFF7F4 0%, #FFFFFF 100%); }
.rs-row.want { border-color: #5C7BAA; background: linear-gradient(135deg, #F4F7FB 0%, #FFFFFF 100%); }
.rs-row.save { border-color: #4A8C5C; background: linear-gradient(135deg, #F4FBF6 0%, #FFFFFF 100%); }
.rs-head {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 6px;
  flex-wrap: wrap;
}
.rs-dot {
  width: 12px; height: 12px; border-radius: 50%;
  flex: 0 0 auto;
}
.rs-row.need .rs-dot { background: #C84A3D; }
.rs-row.want .rs-dot { background: #5C7BAA; }
.rs-row.save .rs-dot { background: #4A8C5C; }
.rs-name { font-weight: 700; font-size: 14px; color: var(--c-primary-dark); }
.rs-pct {
  font-weight: 700;
  font-size: 14px;
  color: var(--c-primary-dark);
  margin-left: auto;
  font-variant-numeric: tabular-nums;
}
.rs-amt {
  font-size: 13px;
  color: var(--c-gold);
  font-weight: 700;
  font-variant-numeric: tabular-nums;
}
.rs-input {
  width: 100%;
  -webkit-appearance: none;
  appearance: none;
  height: 6px;
  border-radius: 999px;
  background: var(--c-border-soft, #EEE);
  outline: none;
  margin: 4px 0 6px;
}
.rs-input::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--c-gold, #C9A961);
  cursor: grab;
  box-shadow: 0 2px 4px rgba(0,0,0,.15);
  border: 2px solid #fff;
}
.rs-input::-moz-range-thumb {
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--c-gold, #C9A961);
  cursor: grab;
  border: 2px solid #fff;
  box-shadow: 0 2px 4px rgba(0,0,0,.15);
}
.rs-input:active::-webkit-slider-thumb { cursor: grabbing; }
.rs-locked {
  font-size: 11.5px;
  color: var(--c-text-soft);
  background: var(--c-border-soft, #EEE);
  border-radius: 999px;
  padding: 3px 10px;
  display: inline-block;
  margin: 4px 0 6px;
}
.rs-hint { font-size: 11px; color: var(--c-text-soft); line-height: 1.5; }

/* ---- 三桶金堆疊 ---- */
.bucket-toolbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}
.bucket-mode {
  display: flex;
  border-radius: 999px;
  background: var(--c-border-soft, #EEE);
  padding: 3px;
}
.bm-btn {
  border: none;
  background: transparent;
  padding: 4px 12px;
  border-radius: 999px;
  cursor: pointer;
  font-size: 12px;
  font-weight: 600;
  color: var(--c-text-soft);
  transition: all .2s;
}
.bm-btn.active {
  background: var(--c-gold, #C9A961);
  color: #fff;
  box-shadow: 0 1px 3px rgba(0,0,0,.15);
}

.stage-banner {
  font-size: 12.5px;
  padding: 7px 12px;
  border-radius: 8px;
  background: var(--c-primary-50, #E8EFEA);
  color: var(--c-primary-dark);
  border-left: 4px solid var(--c-primary);
  margin: 10px 0;
}
.stage-banner.stage-aggressive { background: #DFF1E1; border-color: #5BAA67; }
.stage-banner.stage-building   { background: #E8F0E9; border-color: var(--c-primary); }
.stage-banner.stage-sprint     { background: #FBEFD8; border-color: var(--c-warning); }
.stage-banner.stage-conservative { background: #FAE3D6; border-color: #D89859; }
.stage-banner.stage-retired    { background: #EEE; border-color: #888; }

.buckets-stack { display: flex; flex-direction: column; gap: 10px; }
.bucket-row {
  background: var(--c-bg-soft, #FAFAF7);
  border-radius: 10px;
  padding: 10px 12px;
  border: 1px solid var(--c-border-soft);
  transition: opacity .2s;
}
.bucket-row.inactive { opacity: .55; }
.bucket-row.active { border-left: 4px solid var(--c-gold); }
.br-head {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 6px;
  flex-wrap: wrap;
}
.br-icon { font-size: 18px; }
.br-name { font-weight: 700; font-size: 14px; color: var(--c-primary-dark); flex: 1; min-width: 0; }
.br-pct {
  font-weight: 700;
  font-size: 16px;
  color: var(--c-gold);
  font-variant-numeric: tabular-nums;
}
.bucket-row.inactive .br-pct { color: var(--c-text-soft); }
.br-amt {
  font-size: 12.5px;
  color: var(--c-text);
  font-variant-numeric: tabular-nums;
  width: 100%;
  margin-top: 2px;
}
.br-meter {
  height: 6px;
  border-radius: 999px;
  background: var(--c-border-soft, #EEE);
  overflow: hidden;
  margin: 4px 0 8px;
}
.br-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--c-primary-light, #4A6F62), var(--c-gold, #C9A961));
  transition: width .3s ease;
}
.br-slider {
  width: 100%;
  margin: 4px 0 8px;
  -webkit-appearance: none;
  appearance: none;
  height: 6px;
  border-radius: 999px;
  background: var(--c-border-soft, #EEE);
}
.br-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 18px; height: 18px;
  border-radius: 50%;
  background: var(--c-gold, #C9A961);
  border: 2px solid #fff;
  cursor: grab;
}
.br-progress {
  background: rgba(0,0,0,.04);
  border-radius: 6px;
  padding: 6px 8px;
  margin-bottom: 6px;
}
.brp-info {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 10.5px;
  color: var(--c-text-soft);
  margin-bottom: 3px;
  gap: 8px;
}
.brp-pct { font-weight: 700; color: var(--c-primary-dark); }
.brp-bar { height: 5px; border-radius: 999px; background: rgba(0,0,0,.08); overflow: hidden; }
.brp-fill {
  height: 100%;
  background: var(--c-success, #5BAA67);
  border-radius: 999px;
}
.br-meta { font-size: 11.5px; line-height: 1.55; }
.br-purpose, .br-instr { padding: 2px 0; }
.br-purpose .lbl, .br-instr .lbl { color: var(--c-text-soft); margin-right: 4px; }
.br-instr { color: var(--c-primary-dark); }
.br-why { margin-top: 3px; font-size: 11px; }

/* ---- 折疊區 ---- */
.r532-collapsed > summary {
  list-style: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 4px 0;
}
.r532-collapsed > summary::-webkit-details-marker { display: none; }
.r532-collapsed > summary::before {
  content: '▶';
  color: var(--c-text-soft);
  font-size: 11px;
  transition: transform .2s;
  display: inline-block;
}
.r532-collapsed[open] > summary::before { transform: rotate(90deg); }
.cs-icon { font-size: 18px; }
.cs-title { font-weight: 700; color: var(--c-primary-dark); font-size: 15px; }
.cs-hint { color: var(--c-text-soft); font-size: 12px; margin-left: auto; }
.collapsed-body { margin-top: 12px; }

/* ---- 下一步 CTA ---- */
.r532-next {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  background: linear-gradient(90deg, var(--c-primary-50, #E8EFEA) 0%, #FFF 100%);
  padding: 16px 20px;
}
.r532-next > span { font-size: 13px; color: var(--c-primary-dark); flex: 1; }
.r532-next .btn { flex: 0 0 auto; }

.deficit-warn {
  margin-top: 10px;
  padding: 8px 12px;
  background: #FBE0DC;
  border-left: 3px solid var(--c-danger, #C84A3D);
  border-radius: 6px;
  font-size: 12px;
  color: #8B2D24;
  line-height: 1.5;
}

/* ============================================================================
 * 家庭資產負債表 — 動態項目（下拉預設 + 自訂）
 * ============================================================================ */
.bal-sections {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin-top: 10px;
}
.bal-sections:has(.bal-section:nth-child(2):last-child) {
  grid-template-columns: repeat(2, 1fr);   /* 負債只有 2 區 */
}
@media (max-width: 1100px) {
  .bal-sections { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .bal-sections { grid-template-columns: 1fr; }
}

.bal-section {
  background: var(--c-bg-soft, #FAFAF7);
  border-radius: 10px;
  padding: 12px;
  border: 1px solid var(--c-border-soft);
}

.bal-section-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-bottom: 8px;
  margin-bottom: 8px;
  border-bottom: 2px solid;
}
.bal-section-header.asset { border-color: var(--c-primary); }
.bal-section-header.debt  { border-color: var(--c-danger); }

.bal-section-title {
  font-weight: 700;
  font-size: 14px;
  color: var(--c-primary-dark);
}
.bal-section-header.debt .bal-section-title { color: var(--c-danger); }
.bal-section-sum {
  font-weight: 700;
  font-size: 14px;
  color: var(--c-gold);
  font-variant-numeric: tabular-nums;
}

.bal-items-table {
  width: 100%;
  font-size: 12.5px;
}
.bal-items-table td {
  padding: 4px 2px;
  vertical-align: middle;
}
.bal-items-table td > * { max-width: 100%; box-sizing: border-box; min-width: 0; }
.bal-item-label-cell { width: auto; }
.bal-item-amount-cell { width: 38%; min-width: 90px; }
/* 金額 input 右對齊（讓數字靠右）+ 隱藏 number spinner */
.bal-items-table .bal-item-amount {
  text-align: right;
  -moz-appearance: textfield;
}
.bal-items-table .bal-item-amount::-webkit-outer-spin-button,
.bal-items-table .bal-item-amount::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}
.bal-items-table .bal-item-owner-toggle {
  font-size: 11px;
  padding: 2px 5px;
  border: 1px solid #ccc;
  background: #fff;
  border-radius: 3px;
  cursor: pointer;
  margin-right: 2px;
}
.bal-items-table .bal-item-owner-toggle:hover { background: #F4F4F4; border-color: var(--c-primary); }

.bal-items-table .bal-item-select {
  width: 100%;
  padding: 5px 6px;
  font-size: 12px;
  border: 1px solid var(--c-border);
  border-radius: 5px;
  background: #fff;
}
.bal-items-table .bal-item-custom {
  width: 100%;
  padding: 5px 8px;
  font-size: 12px;
  border: 1px solid var(--c-gold);
  border-radius: 5px;
  margin-top: 3px;
  background: #FFFEF8;
}
.bal-items-table .bal-item-amount {
  font-size: 12.5px;
  padding: 5px 8px;
}

.bal-empty-row td {
  padding: 12px 0 !important;
  color: var(--c-text-muted);
}

.bal-add-btn {
  width: 100%;
  margin-top: 8px;
  border: 1.5px dashed var(--c-border);
  background: transparent;
  color: var(--c-text-soft);
  font-size: 12px;
  padding: 6px 10px;
}
.bal-add-btn:hover {
  border-color: var(--c-gold);
  color: var(--c-primary-dark);
  background: #FFFEF8;
}

/* 資產/負債總計 banner（右下角大字） */
.bal-grand-total {
  display: flex;
  justify-content: flex-end;
  align-items: baseline;
  gap: 14px;
  margin-top: 10px;
  padding: 12px 18px;
  border-radius: 10px;
  border: 2px solid;
}
.bal-grand-asset { background: linear-gradient(90deg, transparent 0%, #E8F5EC 100%); border-color: var(--c-success, #4A7C4F); }
.bal-grand-debt  { background: linear-gradient(90deg, transparent 0%, #FBE0DC 100%); border-color: var(--c-danger, #C84A3D); }
.bgt-lbl {
  font-size: 14px;
  font-weight: 600;
  color: var(--c-text-soft);
}
.bgt-val {
  font-size: 22px;
  font-weight: 800;
  font-variant-numeric: tabular-nums;
}
.bgt-val.positive { color: var(--c-success, #4A7C4F); }
.bgt-val.negative { color: var(--c-danger, #C84A3D); }

/* 現金流項目表：寬螢幕 2 欄並排（避免單張表上下拉太長） */
@media (min-width: 900px) {
  .cf-items-table { display: block; }
  .cf-items-table tbody {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 6px 18px;
  }
  .cf-items-table tbody tr {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 150px 28px;
    gap: 8px;
    align-items: center;
    min-width: 0;
  }
  .cf-items-table tbody tr td { min-width: 0; }
  .cf-items-table tbody tr td input,
  .cf-items-table tbody tr td select {
    min-width: 0;
    max-width: 100%;
    width: 100%;
    box-sizing: border-box;
  }
  /* 金額 input：右對齊 + 隱藏 spinner 解放完整數字空間 */
  .cf-items-table tbody tr td input[type="number"] {
    text-align: right;
    padding-right: 8px;
    font-variant-numeric: tabular-nums;
    -moz-appearance: textfield;
  }
  .cf-items-table tbody tr td input[type="number"]::-webkit-outer-spin-button,
  .cf-items-table tbody tr td input[type="number"]::-webkit-inner-spin-button {
    -webkit-appearance: none;
    margin: 0;
  }
  /* 空列佔據整欄 */
  .cf-items-table tbody tr.bal-empty-row { grid-column: 1 / -1; }
}

/* 現金流項目：流入 (↑) 綠 / 流出 (↓) 紅 — 視覺區分 */
.cf-row.cf-dir-in  { background: linear-gradient(90deg, rgba(168, 212, 176, 0.10) 0%, transparent 60%); }
.cf-row.cf-dir-out { background: linear-gradient(90deg, rgba(232, 162, 153, 0.10) 0%, transparent 60%); }
.cf-row.cf-dir-in  .bal-item-label-cell { border-left: 3px solid var(--c-success, #4A7C4F); padding-left: 8px; }
.cf-row.cf-dir-out .bal-item-label-cell { border-left: 3px solid var(--c-danger, #C84A3D); padding-left: 8px; }
.cf-item-dir, .cf-item-select { padding: 5px 6px; font-size: 12px; border: 1px solid var(--c-border); border-radius: 5px; background: #fff; }
.cf-item-custom { padding: 5px 8px; font-size: 12px; border: 1px solid var(--c-gold); border-radius: 5px; background: #FFFEF8; }

/* 鎖定行（自動帶入 / 預設清單匹配）— 不顯示下拉，只顯示 badge + 名稱 */
.cf-locked-row {
  display: flex;
  align-items: center;
  gap: 8px;
  min-height: 28px;
}
.cf-dir-badge {
  flex: 0 0 auto;
  display: inline-flex;
  align-items: center;
  gap: 2px;
  padding: 2px 8px;
  border-radius: 12px;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.5px;
  white-space: nowrap;
}
.cf-dir-badge.cf-dir-in  { background: #E5F1E6; color: #2B6B33; }
.cf-dir-badge.cf-dir-out { background: #FBE0DC; color: #8B2D24; }
.cf-label-text {
  flex: 1;
  font-size: 13px;
  color: var(--c-text);
  font-weight: 500;
}
.cf-source-badge {
  flex: 0 0 auto;
  font-size: 10px;
  padding: 2px 7px;
  background: rgba(106, 163, 122, .14);
  color: var(--c-primary-dark, #2D4A3E);
  border-radius: 10px;
  border: 1px dashed rgba(106, 163, 122, .5);
  white-space: nowrap;
  cursor: help;
}
.cf-source-badge.cf-src-legacy {
  background: rgba(232, 162, 153, .14);
  color: #8B5C4A;
  border-color: rgba(232, 162, 153, .5);
}

/* 新增列：預設清單下拉 + 自訂按鈕並排 */
.cf-add-actions {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-top: 8px;
  padding: 0 4px;
}
.cf-add-preset {
  flex: 1;
  padding: 6px 10px;
  font-size: 12.5px;
  border: 1px dashed var(--c-primary, #6BA37A);
  border-radius: 6px;
  background: #FAFEFB;
  color: var(--c-text);
  cursor: pointer;
}
.cf-add-preset:hover {
  background: #F0F8F2;
  border-style: solid;
}
.cf-add-actions .bal-add-btn {
  flex: 0 0 auto;
  white-space: nowrap;
}
@media (max-width: 560px) {
  .cf-add-actions { flex-direction: column; align-items: stretch; gap: 6px; }
}

/* 現金流量表智能帶入 banner */
.cf-import-banner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  margin: 14px 0;
  padding: 12px 16px;
  background: linear-gradient(90deg, var(--c-primary-50, #E8EFEA) 0%, #FFF 100%);
  border-radius: 10px;
  border-left: 4px solid var(--c-gold);
}
.cf-import-text { flex: 1; font-size: 13px; }
.cf-import-banner .btn { flex: 0 0 auto; white-space: nowrap; }
@media (max-width: 640px) {
  .cf-import-banner { flex-direction: column; align-items: stretch; }
}

/* 現金流量表 — 人生階段比對 */
.cf-stage-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 10px;
}
@media (max-width: 768px) {
  .cf-stage-grid { grid-template-columns: 1fr; }
}
.cf-stage-info { padding-right: 12px; border-right: 1px dashed var(--c-border); }
@media (max-width: 768px) { .cf-stage-info { border-right: none; padding-right: 0; } }

.cf-stage-label { font-size: 11px; color: var(--c-text-soft); }
.cf-stage-name {
  font-size: 19px;
  font-weight: 700;
  color: var(--c-primary-dark);
  margin: 4px 0 2px;
}
.cf-stage-age { font-size: 12px; margin-bottom: 8px; }
.cf-stage-desc { font-size: 13px; color: var(--c-text); line-height: 1.55; }

.cf-stage-compare {
  display: grid;
  gap: 4px;
  font-size: 13px;
}
.cf-compare-header {
  display: grid;
  grid-template-columns: 1fr 1fr 1.2fr 0.5fr;
  font-size: 11px;
  color: var(--c-text-soft);
  font-weight: 600;
  padding: 4px 6px;
  border-bottom: 1px solid var(--c-border);
}
.cf-compare-row {
  display: grid;
  grid-template-columns: 1fr 1fr 1.2fr 0.5fr;
  padding: 6px;
  border-bottom: 1px dashed var(--c-border-soft);
  align-items: center;
}
.cf-compare-row span { font-variant-numeric: tabular-nums; font-size: 12.5px; }
.cf-compare-row span:first-child { font-weight: 600; }
.cf-ideal-positive { color: var(--c-success, #4A7C4F); }
.cf-ideal-negative { color: var(--c-danger, #C84A3D); }
.cf-ideal-neutral  { color: var(--c-text-soft); }
.cf-match-match { color: var(--c-success); font-weight: 700; }
.cf-match-mismatch { color: var(--c-warning); font-weight: 700; }

.cf-overall-status {
  margin-top: 12px;
  padding: 10px 14px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 13px;
}
.cf-overall-status.status-ok   { background: #E5F1E6; color: #2B6B33; border-left: 4px solid var(--c-success); }
.cf-overall-status.status-warn { background: #FBEFD8; color: #8C5A1F; border-left: 4px solid var(--c-warning); }
.cf-overall-status.status-bad  { background: #FBE0DC; color: #8B2D24; border-left: 4px solid var(--c-danger); }

/* 收入支出表四層支出區（個人/個人成長/營業成本/營業費用）用 2 欄並排 */
/* 日曆功能已移除，每列只剩 3 cells：label / amount / × */
.inc-expense-grid .bal-items-table {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  width: 100%;
}
/* 窄寬 (≥640px - <1100px)：2 欄並排；label 1fr / 金額 120px / × 32px */
@media (min-width: 640px) and (max-width: 1099px) {
  .inc-expense-grid .bal-items-table { display: block; }
  .inc-expense-grid .bal-items-table tbody {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 6px 14px;
  }
  .inc-expense-grid .bal-items-table tbody tr {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 120px 32px;
    gap: 6px;
    align-items: center;
    min-width: 0;
  }
}
/* 寬螢幕 (≥1100px)：2 欄並排，金額 150px、× 32px */
@media (min-width: 1100px) {
  .inc-expense-grid .bal-items-table { display: block; }
  .inc-expense-grid .bal-items-table tbody {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 6px 18px;
  }
  .inc-expense-grid .bal-items-table tbody tr {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 150px 32px;
    gap: 8px;
    align-items: center;
    min-width: 0;
  }
}
/* 金額 input：強制右對齊 + 隱藏 number spinner（讓數字完整顯示） */
.inc-expense-grid .bal-items-table .inc-item-amount {
  text-align: right;
  width: 100%;
  box-sizing: border-box;
  -moz-appearance: textfield;
}
.inc-expense-grid .bal-items-table .inc-item-amount::-webkit-outer-spin-button,
.inc-expense-grid .bal-items-table .inc-item-amount::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}
/* 拖曳 handle ⋮⋮ */
.inc-drag-handle {
  display: inline-block;
  cursor: grab;
  color: #999;
  font-size: 13px;
  letter-spacing: -2px;
  margin-right: 4px;
  user-select: none;
}
.inc-row[draggable="true"]:hover .inc-drag-handle { color: var(--c-primary); }
.inc-row[draggable="true"]:active { cursor: grabbing; }
/* 改用預設項目下拉的小按鈕 */
.inc-item-relabel {
  border: 1px solid #ccc;
  background: #fff;
  border-radius: 3px;
  cursor: pointer;
}
.inc-item-relabel:hover { background: #F4F4F4; }

/* 拖放目標視覺：拖曳中所有區塊輕微高亮，hover 中的區塊強烈高亮 */
.drop-target-active {
  outline: 2px dashed rgba(45, 74, 62, 0.3);
  outline-offset: 4px;
  border-radius: 4px;
  transition: outline-color 0.15s, background 0.15s;
}
.drop-target-hover {
  outline: 2px dashed var(--c-primary) !important;
  outline-offset: 4px;
  background: rgba(45, 74, 62, 0.05) !important;
  border-radius: 4px;
}

/* 營業 fold summary 樣式：明顯的可點按鈕 + ▼ 箭頭旋轉 */
.inc-business-summary {
  cursor: pointer;
  font-size: 13.5px;
  color: var(--c-primary-dark);
  padding: 10px 14px;
  background: linear-gradient(90deg, #F4F0E5 0%, #F8F8F8 100%);
  border: 1px solid var(--c-gold-light);
  border-radius: 6px;
  list-style: none;
  transition: background 0.15s;
}
.inc-business-summary::-webkit-details-marker { display: none; }
.inc-business-summary:hover { background: linear-gradient(90deg, #EFE9D7 0%, #F0F0F0 100%); }
.ibs-arrow {
  display: inline-block;
  margin-right: 6px;
  color: var(--c-gold-dark);
  font-size: 11px;
  transition: transform 0.2s;
  transform: rotate(-90deg);
}
.inc-business-fold[open] .ibs-arrow { transform: rotate(0deg); }

/* 每個支出 section 自身的折疊 fold（個人/個人成長/營業成本/營業費用） */
.inc-section-fold { margin-top: 4px; }
.inc-section-fold-summary {
  cursor: pointer;
  list-style: none;
  padding: 4px 0;
}
.inc-section-fold-summary::-webkit-details-marker { display: none; }
.inc-section-fold[open] .inc-section-fold-summary .ibs-arrow { transform: rotate(0deg); }
.inc-section-fold .inc-section-fold-summary .ibs-arrow {
  display: inline-block;
  color: #888;
  font-size: 11px;
  transition: transform 0.2s;
  transform: rotate(-90deg);
}
/* 區塊移動下拉：壓成 icon 風格，只有 ↔ 顯示 */
.inc-section-mover {
  font-size: 12px;
  padding: 3px 2px;
  border: 1px solid #ddd;
  border-radius: 4px;
  background: #fff;
  cursor: pointer;
  width: 100%;
  max-width: 100%;
  min-width: 0;
  box-sizing: border-box;
  text-align: center;
  /* Firefox: 縮短下拉箭頭、隱藏完整文字 */
  appearance: none;
  -webkit-appearance: none;
  background-image: none;
}
.inc-section-mover:hover { border-color: var(--c-primary); background: #F8F8F8; }
/* 確保所有單元格 input/select 不會撐爆 grid 欄寬 */
.inc-expense-grid .bal-items-table tbody tr td { min-width: 0; max-width: 100%; overflow: hidden; }
.inc-expense-grid .bal-items-table tbody tr td > * { max-width: 100%; box-sizing: border-box; }
/* 同樣設定給 cashflow page 的 section mover */
.cb-section-mover {
  font-size: 12px;
  padding: 3px 2px;
  border: 1px solid #ddd;
  border-radius: 4px;
  background: #fff;
  cursor: pointer;
  width: 100%;
  max-width: 100%;
  min-width: 0;
  box-sizing: border-box;
  text-align: center;
  appearance: none;
  -webkit-appearance: none;
}
.cb-section-mover:hover { border-color: var(--c-primary); background: #F8F8F8; }
/* 月曆明細功能已移除（簡化編輯流程，避免「展開/收回」反覆覆寫金額） */
/* 共用：min-width:0 防內容撐爆，input/select 都能等比縮放 */
.inc-expense-grid .bal-items-table tbody tr td { min-width: 0; }
.inc-expense-grid .bal-items-table tbody tr td select,
.inc-expense-grid .bal-items-table tbody tr td input {
  min-width: 0;
  max-width: 100%;
  width: 100%;
  box-sizing: border-box;
}
/* 金額 input：右對齊數字 + 隱藏 number spinner（不再占用 ~20px 寬度） */
.inc-expense-grid .bal-items-table tbody tr td input[type="number"] {
  text-align: right;
  padding-right: 8px;
  font-variant-numeric: tabular-nums;
  -moz-appearance: textfield;
}
.inc-expense-grid .bal-items-table tbody tr td input[type="number"]::-webkit-outer-spin-button,
.inc-expense-grid .bal-items-table tbody tr td input[type="number"]::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}

/* 側欄圖表卡片緊湊化（無 .card 內距改用較小） */
.side-chart-card { padding: 12px 14px; }
.side-chart-card .chart-wrap { height: 180px; }

/* 資產/負債/收支/現金流：mini 小 pie + main 大 pie 並排（主視覺是分類組成）*/
.bal-chart-pair {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 2fr);  /* mini : main = 1 : 2，main 為主視覺 */
  gap: 12px;
  align-items: stretch;
  margin-top: 6px;
}
.bal-chart-mini, .bal-chart-main {
  display: flex;
  flex-direction: column;
  align-items: stretch;
  min-width: 0;
}
.bal-chart-mini-label, .bal-chart-main-label {
  font-size: 11px;
  color: var(--c-text-soft);
  margin-bottom: 4px;
  text-align: center;
  font-weight: 600;
  font-family: 'Noto Sans TC', sans-serif;
}
/* mini 縮小到 120px（用戶只要看比重大概多少）；main 撐到 220px 維持主視覺 */
.bal-chart-mini { height: 160px; }
.bal-chart-main { height: 220px; }
.bal-chart-mini canvas, .bal-chart-main canvas {
  max-width: 100%;
  flex: 1;
  min-height: 0;
}
/* 側欄圖表卡片 */
.side-chart-card { padding: 14px 16px; }
.side-chart-card .bal-chart-pair { min-height: 160px; }

.btn-sm { font-size: 12.5px; padding: 6px 12px; }

/* ============================================================================
 * 退休稅務計算機 — 制度選擇卡片
 * ============================================================================ */
.tax-system-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin: 10px 0 14px;
}
@media (max-width: 900px) { .tax-system-grid { grid-template-columns: 1fr; } }

.tax-system-card {
  background: var(--c-bg-soft, #FAFAF7);
  border: 1px solid var(--c-border);
  border-radius: 8px;
  padding: 10px 12px;
}
.tss-title {
  font-weight: 600;
  font-size: 13px;
  color: var(--c-primary-dark);
  margin-bottom: 8px;
}
.tax-radio-group {
  display: flex;
  flex-wrap: wrap;
  gap: 4px 10px;
  font-size: 12px;
}
.tax-radio-group label {
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 3px;
}
.tax-radio-group input[type="radio"] { margin: 0; }
.tax-sub-radio {
  margin-top: 6px;
  padding-top: 6px;
  border-top: 1px dashed var(--c-border-soft);
  font-size: 11.5px;
}

/* ============================================================================
 * 退休稅務計算機 — 重新設計：分解式報告
 * ============================================================================ */

/* 頂部 banner：幣別 + 自動帶入 */
.tax-top-banner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 10px 16px;
  background: var(--c-bg-soft, #FAFAF7);
  border-radius: 8px;
  margin-bottom: 14px;
  border-left: 4px solid var(--c-gold);
}
.ttb-currency { font-size: 13px; color: var(--c-text); }
.ttb-auto-info { font-size: 12.5px; color: var(--c-text-soft); font-style: italic; }
@media (max-width: 640px) {
  .tax-top-banner { flex-direction: column; align-items: stretch; }
}

/* 自動帶入提示（無按鈕版本，淡色） */
.cf-import-banner-auto {
  background: linear-gradient(90deg, #E8F0E9 0%, #FFF 100%);
  border-left: 4px solid var(--c-success, #4A7C4F);
}
.cf-import-banner-auto .cf-import-text { font-size: 13px; }

/* 稅務分析：逐步分解 */
.tax-breakdown { display: flex; flex-direction: column; gap: 14px; margin-top: 10px; }
.tb-section {
  background: var(--c-bg-soft, #FAFAF7);
  border-radius: 10px;
  padding: 12px 16px;
  border-left: 4px solid var(--c-primary);
}
.tb-section-title {
  font-weight: 700;
  font-size: 13.5px;
  color: var(--c-primary-dark);
  margin-bottom: 8px;
  padding-bottom: 6px;
  border-bottom: 1px dashed var(--c-border);
}
.tb-row {
  display: flex;
  justify-content: space-between;
  padding: 5px 0;
  font-size: 13px;
  border-bottom: 1px dashed rgba(0,0,0,.05);
}
.tb-row:last-child { border-bottom: none; }
.tb-lbl { color: var(--c-text); }
.tb-val { font-variant-numeric: tabular-nums; font-weight: 600; }
.tb-val.tb-neg { color: var(--c-danger); }
.tb-total { background: rgba(201,169,97,.1); padding: 8px 6px; border-radius: 6px; margin-top: 4px; }
.tb-total .tb-lbl, .tb-total .tb-val { font-weight: 700; }
.tb-highlight { color: var(--c-primary-dark); }
.tb-final { background: linear-gradient(90deg, var(--c-primary, #2D4A3E) 0%, var(--c-primary-light, #4A6F62) 100%); color: #fff; padding: 12px 14px; }
.tb-final .tb-lbl, .tb-final .tb-val { color: #fff; font-size: 14.5px; }
.tb-tax-final { color: var(--c-gold-light, #E8D89B) !important; }

/* 級距表 */
.tb-bracket-table {
  background: #fff;
  border: 1px solid var(--c-border);
  border-radius: 8px;
  padding: 10px 12px;
}
.tbb-title { font-size: 12px; font-weight: 600; color: var(--c-text-soft); margin-bottom: 6px; }
.tbb-row {
  display: grid;
  grid-template-columns: 1.4fr 0.8fr 1.2fr 0.8fr;
  gap: 8px;
  font-size: 11.5px;
  padding: 5px 4px;
  border-bottom: 1px dashed var(--c-border-soft);
  font-variant-numeric: tabular-nums;
}
.tbb-row:last-child { border-bottom: none; }
.tbb-row.current { background: var(--c-primary-50, #E8EFEA); font-weight: 700; }
.tbb-mark { color: var(--c-gold-dark); }

/* 股利課稅比較卡 */
.tax-dividend-compare { margin-top: 10px; }
.dividend-compare-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
@media (max-width: 640px) {
  .dividend-compare-grid { grid-template-columns: 1fr; }
}
.dc-card {
  background: var(--c-bg-soft, #FAFAF7);
  border: 2px solid var(--c-border);
  border-radius: 10px;
  padding: 14px 16px;
  transition: all .2s;
}
.dc-card.dc-winner {
  background: #E8F5EC;
  border-color: var(--c-success);
  box-shadow: 0 2px 8px rgba(74,124,79,.15);
}
.dc-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 10px;
}
.dc-name { font-weight: 700; font-size: 14px; color: var(--c-primary-dark); }
.dc-badge {
  background: var(--c-success);
  color: #fff;
  font-size: 11px;
  padding: 3px 10px;
  border-radius: 999px;
  font-weight: 700;
}
.dc-amount {
  font-size: 22px;
  font-weight: 800;
  color: var(--c-primary-dark);
  font-variant-numeric: tabular-nums;
  margin: 6px 0;
}
.dc-card.dc-winner .dc-amount { color: var(--c-success); }
.dc-formula { font-size: 11px; margin-bottom: 8px; }
.dc-tip { font-size: 12px; color: var(--c-text); }
.dc-recommendation {
  margin-top: 12px;
  padding: 10px 14px;
  background: #FFFEF8;
  border-left: 4px solid var(--c-gold);
  border-radius: 6px;
  font-size: 13.5px;
}

/* 退休規劃彙整報告 */
.tax-retire-report { margin-top: 10px; }
.trr-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px;
}
@media (max-width: 640px) { .trr-grid { grid-template-columns: 1fr; } }
.trr-item {
  background: var(--c-bg-soft, #FAFAF7);
  border-radius: 8px;
  padding: 10px 12px;
  border-left: 3px solid var(--c-border);
}
.trr-item.trr-highlight-blue   { border-left-color: var(--c-info, #4A7C8C); background: #E8F0F3; }
.trr-item.trr-highlight-green  { border-left-color: var(--c-success); background: #E8F5EC; }
.trr-item.trr-highlight-red    { border-left-color: var(--c-danger); background: #FBE0DC; }
.trr-lbl { font-size: 11.5px; color: var(--c-text-soft); margin-bottom: 4px; }
.trr-val { font-size: 18px; font-weight: 800; color: var(--c-primary-dark); font-variant-numeric: tabular-nums; }
.trr-val.positive { color: var(--c-success); }
.trr-val.negative { color: var(--c-danger); }
.trr-sub { font-size: 11px; margin-top: 3px; }

/* 最終結論卡 */
.tax-verdict-card {
  background: linear-gradient(135deg, var(--c-primary, #2D4A3E) 0%, var(--c-primary-light, #4A6F62) 100%);
  color: #fff;
  padding: 20px 24px;
  margin-top: 14px;
}
.tax-verdict-card.verdict-good { background: linear-gradient(135deg, #4A7C4F 0%, #6FA075 100%); }
.tax-verdict-card.verdict-warn { background: linear-gradient(135deg, #C9A961 0%, #D89859 100%); }
.tax-verdict-card.verdict-bad  { background: linear-gradient(135deg, #C84A3D 0%, #D86E5F 100%); }
.tvc-headline {
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 12px;
  line-height: 1.5;
}
.tvc-advice {
  font-size: 13.5px;
  line-height: 1.65;
  margin-bottom: 14px;
  padding: 10px 14px;
  background: rgba(0,0,0,.18);
  border-radius: 6px;
}
.tvc-advice strong { color: var(--c-gold-light, #E8D89B); }
.tvc-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
}
@media (max-width: 600px) { .tvc-stats { grid-template-columns: 1fr; } }
.tvc-stat {
  background: rgba(255,255,255,.15);
  padding: 8px 12px;
  border-radius: 6px;
  display: flex;
  flex-direction: column;
  gap: 3px;
}
.tvcs-lbl { font-size: 11px; opacity: .85; }
.tvcs-val { font-size: 17px; font-weight: 700; font-variant-numeric: tabular-nums; }
.tvcs-val.positive { color: #B8F0CC; }
.tvcs-val.negative { color: #FFC9C2; }

/* 側欄子說明（公式） */
.side-stat-sub { font-size: 10.5px; color: rgba(255,255,255,.65); margin-top: 3px; font-variant-numeric: tabular-nums; }

/* ============================================================================
 * 房貸套利 — HERO + 風控檢核
 * ============================================================================ */
.mortgage-hero {
  background: linear-gradient(135deg, var(--c-primary, #2D4A3E) 0%, var(--c-primary-light, #4A6B5C) 100%);
  color: #fff;
  padding: 22px 26px;
  margin-bottom: 14px;
}
.mh-header { margin-bottom: 14px; }
.mh-verdict {
  font-size: 17px;
  font-weight: 700;
  line-height: 1.5;
  background: rgba(255,255,255,.1);
  padding: 12px 16px;
  border-radius: 8px;
  margin-bottom: 14px;
}
.mh-verdict strong { color: var(--c-gold-light, #E8D89B); }
.mh-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
}
.mh-stat {
  background: rgba(255,255,255,.12);
  border-radius: 8px;
  padding: 10px 12px;
  text-align: center;
}
.mhs-lbl { font-size: 11px; opacity: .85; margin-bottom: 4px; line-height: 1.3; }
.mhs-val { font-size: 17px; font-weight: 700; font-variant-numeric: tabular-nums; color: #fff; }
.mhs-val.positive { color: #A8D4B0; }
.mhs-val.negative { color: #E8A299; }
.mhs-val.warn { color: var(--c-gold-light, #E8D89B); }
.mhs-formula { font-size: 10px; opacity: .7; margin-top: 3px; font-variant-numeric: tabular-nums; }

@media (max-width: 768px) {
  .mh-stats { grid-template-columns: repeat(2, 1fr); }
  .mh-verdict { font-size: 14px; }
}

/* 3 大風控檢核 */
.mtg-risk-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-top: 10px;
}
@media (max-width: 1024px) {
  .mtg-risk-grid { grid-template-columns: 1fr; }
}

.mtg-risk-item {
  background: var(--c-bg-soft, #FAFAF7);
  border-radius: 10px;
  padding: 14px 16px;
  border-left: 5px solid var(--c-border);
}
.mtg-risk-item.risk-ok  { border-left-color: var(--c-success, #4A7C4F); background: #F0F7F1; }
.mtg-risk-item.risk-warn { border-left-color: var(--c-warning, #E89B3C); background: #FBF6E8; }
.mtg-risk-item.risk-bad { border-left-color: var(--c-danger, #C84A3D);  background: #FBEAE5; }

.mri-header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 10px;
}
.mri-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: var(--c-primary, #2D4A3E);
  color: #fff;
  font-weight: 700;
  font-size: 13px;
}
.mtg-risk-item.risk-ok .mri-num  { background: var(--c-success, #4A7C4F); }
.mtg-risk-item.risk-warn .mri-num { background: var(--c-warning, #E89B3C); }
.mtg-risk-item.risk-bad .mri-num { background: var(--c-danger, #C84A3D); }

.mri-title {
  font-weight: 700;
  font-size: 14px;
  color: var(--c-primary-dark);
}
.mri-row {
  font-size: 12.5px;
  padding: 3px 0;
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 4px 8px;
}
.mri-row strong { font-variant-numeric: tabular-nums; }
.mri-tag {
  display: inline-block;
  font-size: 10.5px;
  padding: 2px 7px;
  border-radius: 999px;
  font-weight: 700;
}
.mri-tag.mri-ok   { background: rgba(74,124,79,.18); color: #2B6B33; }
.mri-tag.mri-warn { background: rgba(232,155,60,.2); color: #8C5A1F; }
.mri-tag.mri-bad  { background: rgba(200,74,61,.18); color: #8B2D24; }
.mri-tip {
  font-size: 11.5px;
  margin-top: 6px;
  padding-top: 6px;
  border-top: 1px dashed rgba(0,0,0,.08);
  line-height: 1.5;
}

/* ============================================================================
 * 退休提領回測 — 模擬器
 * ============================================================================ */
.bt-input-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-top: 12px;
}
@media (max-width: 768px) {
  .bt-input-grid { grid-template-columns: 1fr 1fr; }
}

/* 策略選擇卡 — 用 radio 偽裝成 card */
.bt-strategy-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px;
  margin-top: 6px;
}
@media (max-width: 768px) {
  .bt-strategy-grid { grid-template-columns: 1fr; }
}
.bt-strategy-card {
  display: block;
  cursor: pointer;
  background: var(--c-bg-soft, #FAFAF7);
  border: 2px solid var(--c-border, #E0DDD4);
  border-radius: 8px;
  padding: 10px 12px;
  transition: all .15s;
  position: relative;
}
.bt-strategy-card:hover { border-color: var(--c-primary-light, #4A6F62); background: #fff; }
.bt-strategy-card input[type="radio"] { margin-right: 8px; }
.bt-strategy-card:has(input:checked) {
  border-color: var(--c-gold);
  background: #FBF7EC;
  box-shadow: 0 2px 6px rgba(201,169,97,.2);
}
.bt-strategy-card.recommended { border-color: var(--c-gold-light, #E8D89B); }
.bsc-body { display: inline-block; vertical-align: middle; }
.bsc-title { font-weight: 700; font-size: 13.5px; color: var(--c-primary-dark); }
.bsc-desc { font-size: 11.5px; color: var(--c-text-soft); margin-top: 2px; line-height: 1.4; }
.recommend-tag {
  display: inline-block;
  font-size: 10px;
  padding: 1px 6px;
  background: var(--c-gold);
  color: #fff;
  border-radius: 999px;
  margin-left: 4px;
  vertical-align: middle;
  font-weight: 600;
}

/* 結論卡 */
.bt-result { margin-top: 14px; }
.bt-verdict {
  padding: 16px 18px;
  border-radius: 10px;
  border: 1px solid;
}
.bt-verdict.verdict-good { background: #E5F1E6; border-color: var(--c-success, #4A7C4F); }
.bt-verdict.verdict-warn { background: #FBEFD8; border-color: var(--c-warning, #E89B3C); }
.bt-verdict.verdict-bad  { background: #FBE0DC; border-color: var(--c-danger, #C84A3D); }
.btv-title {
  font-size: 17px;
  font-weight: 700;
  color: var(--c-primary-dark);
  margin-bottom: 12px;
}
.btv-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 8px;
}
@media (max-width: 768px) {
  .btv-grid { grid-template-columns: repeat(2, 1fr); }
}
.btv-stat {
  background: rgba(255,255,255,.7);
  border-radius: 6px;
  padding: 8px 10px;
  text-align: center;
}
.btv-stat.highlight {
  background: var(--c-primary, #2D4A3E);
  color: #fff;
}
.btv-stat.highlight .btv-lbl { color: rgba(255,255,255,.85); }
.btv-stat.highlight .btv-val { color: var(--c-gold-light, #E8D89B); }
.btv-lbl { font-size: 11px; color: var(--c-text-soft); margin-bottom: 3px; }
.btv-val { font-size: 16px; font-weight: 700; color: var(--c-primary-dark); font-variant-numeric: tabular-nums; }
.btv-val.gold-text { color: var(--c-gold) !important; }

/* 策略比較表 */
.strategies-compare tr.current-strategy { background: #FBF7EC; }
.strategies-compare tr.current-strategy td { border-top: 2px solid var(--c-gold); border-bottom: 2px solid var(--c-gold); }

/* 敏感度 grid — 強制撐滿父寬，cells 平均分布 */
.sens-grid {
  font-size: 13px;
  width: 100%;
  table-layout: fixed;
}
.sens-grid th {
  background: var(--c-primary-50, #E8EFEA);
  padding: 8px 4px;
  text-align: center;
  font-weight: 600;
}
.sens-grid thead th:first-child {
  background: transparent;
  text-align: right;
  padding-right: 8px;
  width: 22%;
  font-weight: 500;
  color: var(--c-text-soft);
}
.sens-grid tbody th {
  text-align: right;
  padding-right: 8px;
  width: 22%;
}
.sens-grid td {
  text-align: center;
  padding: 8px 4px;
  font-weight: 700;
  font-variant-numeric: tabular-nums;
  cursor: help;
}
.cell-success { background: #DFF1E1; color: #2B6B33; }
.cell-warn    { background: #FBEFD8; color: #8C5A1F; }
.cell-bad     { background: #FBE0DC; color: #8B2D24; }

/* 逐年明細：破產列標示 */
.row-depleted { background: #FBE0DC; opacity: .85; }
.row-depleted td { color: #8B2D24; }

.text-warn { color: var(--c-warning, #E89B3C); }

/* ============================================================================
 * 投資複利試算表 — 列式佈局（每列只 2 卡或全寬，內容相近自然對齊）
 * ============================================================================ */
.compound-page { display: flex; flex-direction: column; gap: 14px; }
.compound-intro { padding-bottom: 14px; }

/* === 複利試算頁：缺口分析 + 投資建議卡（連動儀表板） === */
.compound-gap-card {
  background: linear-gradient(135deg, #FFFCEF 0%, #FFF8E1 100%);
  border-left: 4px solid var(--c-gold, #C8A55B);
}
.cgc-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  margin-bottom: 10px;
  flex-wrap: wrap;
}
.cgc-header .link-btn { font-size: 12.5px; }
.cgc-suggestions {
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.cgc-row {
  display: grid;
  grid-template-columns: 26px auto 1fr;
  gap: 10px;
  align-items: center;
  padding: 10px 12px;
  background: #fff;
  border-radius: 8px;
  border: 1px solid #EFE6C9;
}
.cgc-icon { font-size: 20px; text-align: center; }
.cgc-tag {
  font-size: 11px;
  font-weight: 700;
  padding: 3px 8px;
  border-radius: 4px;
  background: var(--c-primary, #6BA37A);
  color: #fff;
  white-space: nowrap;
}
.cgc-text { display: flex; flex-direction: column; gap: 2px; line-height: 1.45; }
.cgc-text strong { font-size: 13.5px; color: var(--c-text); }

.cgc-more {
  margin-top: 10px;
  padding: 8px 12px;
  background: rgba(255,255,255,.6);
  border-radius: 6px;
}
.cgc-more summary {
  cursor: pointer;
  font-size: 12.5px;
  font-weight: 600;
  color: var(--c-primary-dark);
}
.cgc-advice-list { margin-top: 8px; display: flex; flex-direction: column; gap: 8px; }
.cgc-advice {
  padding: 8px 10px;
  background: #fff;
  border-left: 3px solid var(--c-gold-light, #E8D89B);
  border-radius: 4px;
}
.cgc-advice strong { font-size: 13px; color: var(--c-primary-dark); }

@media (max-width: 640px) {
  .cgc-row { grid-template-columns: 26px 1fr; }
  .cgc-tag { grid-column: 2; justify-self: start; }
  .cgc-text { grid-column: 1 / -1; }
}
/* 強力歸零 — 所有層級的 card margin 都歸零，layout 純用 gap 控制 */
.compound-page .card { margin: 0 !important; }
.compound-page > * { margin: 0 !important; }

/* 通用兩欄列 — 內容相近的卡放這（步驟1 vs 步驟2-3 / 走勢圖 vs 貢獻表）*/
.compound-row-2col {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 14px;
  align-items: stretch;
}
.compound-row-2col > .card,
.compound-row-2col > .compound-right-stack {
  display: flex;
  flex-direction: column;
  align-self: stretch;   /* 強制每張卡都拉伸到 row 高度 */
}

/* 右欄堆疊 — 多張卡上下排，跟左邊存股檢核等高 */
.compound-right-stack {
  gap: 14px;
  height: 100%;
}
.compound-right-stack > .card {
  margin: 0 !important;
  display: flex;
  flex-direction: column;
}
.compound-right-stack > #cmp-contrib-card { flex: 1; }  /* 最後一張卡填滿剩餘高度 */

/* 即時複利結果 — 5 stats 永遠一行 5 欄，數字永遠完整可讀（絕對不截斷） */
.cmp-summary-card { padding: 14px 16px; }
.cmp-summary-card.cmp-incomplete-mute { opacity: .55; }
.cmp-summary-card.cmp-incomplete-mute .cs-val { color: var(--c-text-muted) !important; }

.cmp-summary-grid-wide {
  display: grid !important;
  grid-template-columns: repeat(5, minmax(0, 1fr)) !important;
  gap: 8px;
}

.cmp-summary-grid-wide .cmp-stat {
  padding: 12px 8px;
  min-width: 0;
}

.cmp-summary-grid-wide .cs-lbl {
  font-size: 11px;
  line-height: 1.3;
  margin-bottom: 6px;
}

/* 數字字級流動 + 強制單行（搭配 fmt.money 的 NBSP 不讓 NT$ 與數字分家） */
.cmp-summary-grid-wide .cs-val {
  font-size: clamp(11px, 0.95vw, 16px);
  font-weight: 700;
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
  word-break: keep-all;
  line-height: 1.25;
  overflow: visible;   /* 寧可溢出也不截斷 */
}

/* 手機 < 560：再縮一級 */
@media (max-width: 560px) {
  .cmp-summary-grid-wide .cs-val { font-size: 10px; }
  .cmp-summary-grid-wide .cs-lbl { font-size: 9.5px; }
  .cmp-summary-grid-wide .cmp-stat { padding: 8px 3px; }
}

/* 不完整警示卡 */
.cmp-incomplete-warn {
  background: var(--c-primary-50, #E8EFEA);
  border-left: 4px solid var(--c-warning, #E89B3C);
  padding: 14px 18px;
  margin: 0 !important;
}
.cmp-incomplete-warn strong { color: var(--c-primary-dark); font-size: 15px; }

/* 步驟列特別處理：存股檢核結果區可填滿剩餘空間 */
.compound-step-row .stock-check-card #stk-result {
  flex: 1;
  min-height: 0;
}

/* 投資複利專用比例：左 3 / 右 5 (右邊組合表+即時複利+各檔貢獻需要更多空間放數字) */
@media (min-width: 1100px) {
  .compound-step-row { grid-template-columns: minmax(0, 3fr) minmax(0, 5fr) !important; }
}

/* RWD：窄螢幕單欄堆疊 */
@media (max-width: 1100px) {
  .compound-row-2col { grid-template-columns: 1fr; }
}

/* 投資組合表在窄欄位下避免溢出 */
.compound-step-row .portfolio-table {
  font-size: 12px;
  table-layout: auto;
}
.compound-step-row .portfolio-table th,
.compound-step-row .portfolio-table td {
  padding: 6px 4px;
}
.compound-step-row .pf-input,
.compound-step-row .pf-code {
  font-size: 12px;
  padding: 4px 6px;
}

/* 即時複利結果（全寬一字排開 5 stats） */
.cmp-summary-card {
  padding: 14px 18px;
  margin-bottom: 0;
}
.cmp-summary-grid-wide {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 12px;
  margin-top: 10px;
}
.cmp-stat {
  background: var(--c-bg, #FAFAF5);
  border-radius: 8px;
  padding: 14px 12px;
  text-align: center;
  border: 1px solid var(--c-border-soft);
  min-width: 0;
}
.cmp-stat.highlight {
  background: linear-gradient(135deg, var(--c-primary, #2D4A3E) 0%, var(--c-primary-light, #4A6F62) 100%);
  border: none;
}
.cmp-stat.highlight .cs-lbl { color: rgba(255,255,255,.85); }
.cmp-stat.highlight .cs-val { color: var(--c-gold-light, #E8D89B); }
.cs-lbl {
  font-size: 11.5px;
  color: var(--c-text-soft);
  margin-bottom: 6px;
  line-height: 1.3;
}
.cs-val {
  font-size: 18px;
  font-weight: 700;
  color: var(--c-primary-dark);
  font-variant-numeric: tabular-nums;
  word-break: break-all;
}
.cs-val.gold { color: var(--c-gold); }

@media (max-width: 900px) {
  .cmp-summary-grid-wide { grid-template-columns: repeat(3, 1fr); }
  .cs-val { font-size: 16px; }
}
@media (max-width: 560px) {
  .cmp-summary-grid-wide { grid-template-columns: repeat(2, 1fr); }
}

/* 存股檢核卡內距優化（窄欄位下） */
.compound-step-row .stock-check-card .stock-summary {
  padding: 10px 12px;
  margin: 10px 0;
}
.compound-step-row .stock-check-card .stock-kpi-row { gap: 8px; }
.compound-step-row .stock-check-card .stock-kpi { padding: 6px 10px; }
.compound-step-row .stock-check-card .stock-checks li { padding: 8px 0; }
.compound-step-row .stock-check-card .check-howwe { font-size: 10.5px; margin-top: 2px; }
.compound-step-row .stock-check-card .auto-data-grid { gap: 8px 10px; }

.r532-section { margin-top: 16px; }

/* --- 倒推結果卡 --- */
.reverse-result { margin-top: 14px; }
.reverse-card {
  border-radius: 10px;
  padding: 14px 16px;
  border: 1px solid var(--c-border);
  background: var(--c-bg-soft, #FAFAF7);
}
.reverse-card.good { background: #E5F1E6; border-color: var(--c-success); }
.reverse-card.warn { background: #FBEFD8; border-color: var(--c-warning); }
.reverse-card.bad  { background: #FBE0DC; border-color: var(--c-danger); }
.reverse-title {
  font-size: 18px; font-weight: 700; color: var(--c-primary-dark);
  margin-bottom: 8px;
}
.reverse-detail { font-size: 13px; line-height: 1.65; color: var(--c-text); }
.reverse-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
  margin-bottom: 10px;
}
.reverse-grid .rv-item {
  background: rgba(255,255,255,.7);
  border-radius: 8px;
  padding: 10px 12px;
}
.reverse-grid .rv-item.highlight {
  background: var(--c-gold, #C9A961);
  color: #fff;
}
.reverse-grid .rv-item.highlight .rv-hint,
.reverse-grid .rv-item.highlight .rv-lbl { color: rgba(255,255,255,.9); }
.rv-lbl { font-size: 11px; color: var(--c-text-soft); margin-bottom: 4px; }
.rv-val { font-size: 17px; font-weight: 700; color: var(--c-primary-dark); font-variant-numeric: tabular-nums; }
.rv-hint { font-size: 10.5px; color: var(--c-text-soft); margin-top: 3px; }
.reverse-grid .rv-item.highlight .rv-val { color: #fff; }
.reverse-conclusion {
  font-size: 14px;
  border-top: 1px dashed rgba(0,0,0,.15);
  padding-top: 10px;
  line-height: 1.7;
}
.verdict-line { margin-top: 6px; font-weight: 600; }

/* --- 個人化比例（橫桿） --- */
.ratio-bar {
  display: flex;
  border-radius: 10px;
  overflow: hidden;
  margin-top: 12px;
  height: 64px;
  border: 1px solid var(--c-border);
}
.ratio-seg {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  color: #fff;
  text-align: center;
  padding: 6px 4px;
  transition: flex .3s ease;
  min-width: 0;
}
.ratio-seg.need { background: var(--c-red, #C66B62); }
.ratio-seg.want { background: var(--c-orange, #D89859); }
.ratio-seg.save { background: var(--c-gold, #C9A961); }
.seg-label { font-size: 12.5px; font-weight: 700; }
.seg-amt { font-size: 11px; opacity: .92; margin-top: 2px; }

/* --- 三桶金階段橫幅 + 卡片 --- */
.bucket-grid {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 10px;
}
.stage-banner {
  font-size: 13px;
  padding: 9px 14px;
  border-radius: 8px;
  background: var(--c-primary-50, #E8EFEA);
  color: var(--c-primary-dark);
  border-left: 4px solid var(--c-primary);
}
.stage-banner.stage-aggressive { background: #DFF1E1; border-color: #5BAA67; }
.stage-banner.stage-building   { background: #E8F0E9; border-color: var(--c-primary); }
.stage-banner.stage-sprint     { background: #FBEFD8; border-color: var(--c-warning); }
.stage-banner.stage-conservative { background: #FAE3D6; border-color: #D89859; }
.stage-banner.stage-retired    { background: #EEE; border-color: #888; }

.bucket-card {
  display: grid;
  grid-template-columns: 1fr 90px;
  grid-template-areas:
    "head head"
    "monthly monthly"
    "progress progress"
    "instr instr"
    "why why";
  gap: 6px 12px;
  padding: 14px 16px;
  border-radius: 10px;
  border: 1px solid var(--c-border);
  background: var(--c-card, #fff);
  transition: opacity .2s;
}
.bucket-card.inactive { opacity: .42; background: #FAFAFA; }
.bucket-card.active { border-left: 4px solid var(--c-gold); }
.bucket-head {
  grid-area: head;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.bucket-head h4 { margin: 0; font-size: 15px; color: var(--c-primary-dark); }
.bucket-ratio {
  font-size: 22px;
  font-weight: 800;
  color: var(--c-gold);
  font-variant-numeric: tabular-nums;
}
.bucket-card.inactive .bucket-ratio { color: var(--c-text-soft); }
.bucket-monthly { grid-area: monthly; font-size: 14px; color: var(--c-text); }
.bucket-monthly strong { color: var(--c-primary-dark); font-variant-numeric: tabular-nums; }
.bucket-progress { grid-area: progress; margin-top: 4px; }
.bucket-progress .bp-info {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: var(--c-text-soft);
  margin-bottom: 4px;
}
.bucket-progress .bp-bar {
  background: var(--c-border-soft, #EEE);
  border-radius: 999px;
  height: 8px;
  overflow: hidden;
}
.bucket-progress .bp-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--c-primary-light, #4A6F62), var(--c-gold, #C9A961));
  border-radius: 999px;
  transition: width .3s ease;
}
.bucket-instr {
  grid-area: instr;
  font-size: 12.5px;
  color: var(--c-primary-dark);
  background: var(--c-primary-50, #E8EFEA);
  padding: 6px 10px;
  border-radius: 6px;
  margin-top: 2px;
}
.bi-lbl { color: var(--c-text-soft); margin-right: 4px; }
.bucket-why { grid-area: why; font-size: 11.5px; line-height: 1.5; }

/* --- 消費機會成本表 --- */
.cost-table { width: 100%; margin-top: 10px; }
.cost-table th { font-size: 12px; padding: 6px 4px; }
.cost-table td { padding: 6px 4px; vertical-align: middle; }
.cost-table input.want-label,
.cost-table input.want-amount {
  width: 100%;
  padding: 6px 8px;
  font-size: 13px;
  border: 1px solid var(--c-border);
  border-radius: 6px;
}
.cost-table tr.total-row td {
  background: var(--c-primary-50, #E8EFEA);
  padding: 9px 6px;
  border-top: 2px solid var(--c-primary);
}

/* --- 退休前後對照 --- */
.compare-grid {
  display: grid;
  grid-template-columns: 1fr 32px 1fr;
  gap: 10px;
  margin-top: 10px;
  align-items: stretch;
}
.compare-col {
  background: var(--c-bg-soft, #FAFAF7);
  border-radius: 10px;
  padding: 12px 14px;
  border: 1px solid var(--c-border);
}
.compare-col.retired { background: #F4EFE3; border-color: var(--c-gold); }
.cc-head {
  font-size: 14px;
  font-weight: 700;
  color: var(--c-primary-dark);
  margin-bottom: 8px;
  padding-bottom: 6px;
  border-bottom: 1px solid var(--c-border-soft);
}
.cc-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 12.5px;
  padding: 5px 0;
  border-bottom: 1px dashed var(--c-border-soft);
  gap: 8px;
}
.cc-row:last-child { border-bottom: none; }
.cc-lbl { color: var(--c-text-soft); flex: 0 0 auto; }
.cc-val { font-weight: 600; font-variant-numeric: tabular-nums; text-align: right; }
.compare-divider {
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  color: var(--c-gold);
  font-weight: 700;
}

/* --- RWD --- */
@media (max-width: 1024px) {
  .reverse-grid { grid-template-columns: repeat(2, 1fr); }
  .compare-grid { grid-template-columns: 1fr; }
  .compare-divider { transform: rotate(90deg); padding: 4px 0; }
}
@media (max-width: 600px) {
  .reverse-grid { grid-template-columns: 1fr; }
  .bucket-card { grid-template-columns: 1fr; }
  .ratio-bar { height: 80px; }
  .seg-label, .seg-amt { font-size: 11px; }
  .cost-table th, .cost-table td { font-size: 11px; padding: 4px 2px; }
}

/* ============================================================================
 * 對齊算利教官 Excel：新版 532 資產配置 + 現金流量表（固定/變動 + 預算對照）
 * ============================================================================ */

/* === 532 資產配置表 === */
.aa-table { width: 100%; border-collapse: collapse; margin-top: 8px; font-size: 13px; }
.aa-table thead th {
  text-align: left;
  padding: 8px 10px;
  background: linear-gradient(180deg, #F4F8F5 0%, #E8EFEA 100%);
  border-bottom: 2px solid var(--c-primary, #6BA37A);
  font-weight: 600;
  font-size: 12.5px;
  color: var(--c-primary-dark);
}
.aa-table tbody tr { border-bottom: 1px solid var(--c-border-soft, #EFEDE6); }
.aa-table tbody td { padding: 10px; vertical-align: middle; }
.aa-row.aa-stable     { background: linear-gradient(90deg, rgba(74,124,140,.07) 0%, transparent 60%); }
.aa-row.aa-aggressive { background: linear-gradient(90deg, rgba(200,74,61,.07) 0%, transparent 60%); }
.aa-row.aa-safe       { background: linear-gradient(90deg, rgba(74,140,92,.07) 0%, transparent 60%); }
.aa-total-row { background: #FBF6E8; font-weight: 600; }
.aa-total-row td { padding: 10px; border-top: 2px solid var(--c-gold, #C9A961); }

.pct-wrap-mini { position: relative; display: inline-block; width: 80px; }
.pct-wrap-mini::after {
  content: '%';
  position: absolute; right: 8px; top: 50%; transform: translateY(-50%);
  font-size: 12px; color: var(--c-text-muted); pointer-events: none;
}
.pct-wrap-mini input {
  width: 100%;
  padding: 4px 22px 4px 8px;
  font-size: 12.5px;
  border: 1px solid var(--c-border);
  border-radius: 4px;
  text-align: right;
  background: #FFFEF8;
  -moz-appearance: textfield;
}
.pct-wrap-mini input::-webkit-outer-spin-button,
.pct-wrap-mini input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }

.aa-total-note {
  margin-top: 6px;
  font-size: 12px;
  padding: 4px 10px;
  border-radius: 4px;
}
.aa-total-note.bt-ok    { background: #E8F4EC; color: #2B6B33; }
.aa-total-note.bt-under { background: #FBF6E8; color: #8C5A1F; }
.aa-total-note.bt-over  { background: #FBE0DC; color: #8B2D24; }

.aa-verdict {
  margin-top: 14px;
  padding: 14px 18px;
  border-radius: 10px;
  font-size: 14px;
  line-height: 1.6;
}
.aa-verdict.aa-verdict-great { background: linear-gradient(135deg, #E8F4EC 0%, #F4FBF6 100%); border-left: 5px solid #2B6B33; }
.aa-verdict.aa-verdict-good  { background: linear-gradient(135deg, #F4FBF6 0%, #FFFFFF 100%); border-left: 5px solid #4A8C5C; }
.aa-verdict.aa-verdict-warn  { background: linear-gradient(135deg, #FBF6E8 0%, #FFFCEF 100%); border-left: 5px solid #C9A961; }
.aa-verdict.aa-verdict-bad   { background: linear-gradient(135deg, #FBE0DC 0%, #FFF7F4 100%); border-left: 5px solid #C84A3D; }
.aa-verdict-headline { font-size: 15.5px; font-weight: 700; margin-bottom: 4px; color: var(--c-primary-dark); }
.aa-verdict-extra { font-size: 13px; color: var(--c-text); }

/* === Cashflow Budget（預算 vs 實際） === */
.cb-items-table { width: 100%; border-collapse: collapse; font-size: 13px; margin-top: 6px; table-layout: fixed; }
.cb-items-table td, .cb-items-table th { overflow: hidden; }
.cb-items-table td input, .cb-items-table td select { max-width: 100%; min-width: 0; box-sizing: border-box; }
.cb-items-table thead th {
  text-align: left;
  padding: 6px 8px;
  background: #F4F8F5;
  border-bottom: 2px solid var(--c-primary, #6BA37A);
  font-size: 12px;
  font-weight: 600;
  color: var(--c-primary-dark);
}
.cb-items-table thead th.num { text-align: right; }
.cb-items-table tbody tr { border-bottom: 1px dashed var(--c-border-soft); }
.cb-items-table tbody td { padding: 6px 8px; vertical-align: middle; }
.cb-row.cb-section-income          { background: linear-gradient(90deg, rgba(74,140,92,.05) 0%, transparent 60%); }
.cb-row.cb-section-fixedExpense    { background: linear-gradient(90deg, rgba(200,74,61,.05) 0%, transparent 60%); }
.cb-row.cb-section-variableExpense { background: linear-gradient(90deg, rgba(232,155,60,.05) 0%, transparent 60%); }
/* 新版 3 大現金流配色 */
.cb-row.cb-section-cfo { background: linear-gradient(90deg, rgba(74,140,92,.05) 0%, transparent 60%); }
.cb-row.cb-section-cfi { background: linear-gradient(90deg, rgba(74,124,140,.05) 0%, transparent 60%); }
.cb-row.cb-section-cff { background: linear-gradient(90deg, rgba(232,155,60,.05) 0%, transparent 60%); }

.cb-label-cell { padding-right: 8px; }
.cb-label-fixed { font-size: 13px; color: var(--c-text); font-weight: 500; }
.cb-item-label, .cb-item-budget, .cb-item-actual {
  width: 100%;
  padding: 5px 8px;
  font-size: 12.5px;
  border: 1px solid var(--c-border);
  border-radius: 4px;
  background: #FFF;
  box-sizing: border-box;
}
.cb-item-budget, .cb-item-actual {
  text-align: right;
  font-variant-numeric: tabular-nums;
  -moz-appearance: textfield;
}
.cb-item-budget::-webkit-outer-spin-button, .cb-item-budget::-webkit-inner-spin-button,
.cb-item-actual::-webkit-outer-spin-button, .cb-item-actual::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.cb-amount-cell { vertical-align: middle; }
.cb-diff-cell {
  text-align: right;
  font-variant-numeric: tabular-nums;
  padding-right: 10px;
  white-space: nowrap;
  vertical-align: middle;
}
.cb-remove-cell {
  text-align: center;
  vertical-align: middle;
  white-space: nowrap;
}
.cb-diff {
  font-size: 12.5px;
  font-variant-numeric: tabular-nums;
  font-weight: 600;
  display: inline-block;
  min-width: 60px;
  text-align: right;
}
.cb-diff.cb-diff-positive { color: var(--c-success, #4A7C4F); }
.cb-diff.cb-diff-negative { color: var(--c-danger, #C84A3D); }
.cb-diff.cb-diff-neutral  { color: var(--c-text-soft); }

.cb-grand-total {
  display: grid;
  grid-template-columns: 1fr auto auto auto;
  gap: 18px;
  padding: 8px 12px;
  background: linear-gradient(90deg, #F4F8F5 0%, transparent 100%);
  border-left: 4px solid var(--c-primary, #6BA37A);
  border-radius: 6px;
  margin-top: 8px;
  font-size: 13px;
  align-items: center;
}
.cb-grand-total[data-section="fixedExpense"] { border-left-color: #C84A3D; background: linear-gradient(90deg, #FFF7F4 0%, transparent 100%); }
.cb-grand-total[data-section="variableExpense"] { border-left-color: #E89B3C; background: linear-gradient(90deg, #FFF8EC 0%, transparent 100%); }
.cb-grand-total .bgt-lbl { font-weight: 600; }
.cb-grand-total .bgt-budget,
.cb-grand-total .bgt-actual,
.cb-grand-total .bgt-diff { font-variant-numeric: tabular-nums; font-size: 13px; min-width: 90px; text-align: right; }
.bgt-diff.positive { color: var(--c-success, #4A7C4F); font-weight: 700; }
.bgt-diff.negative { color: var(--c-danger, #C84A3D); font-weight: 700; }

.cb-summary-card {
  margin-top: 16px;
  padding: 14px 16px;
  background: linear-gradient(135deg, #FFFCEF 0%, #F4F8F5 100%);
  border: 1px solid var(--c-gold-light, #E8D89B);
  border-radius: 8px;
}
.cb-summary-table { width: 100%; border-collapse: collapse; font-size: 13px; }
.cb-summary-table thead th {
  text-align: left;
  padding: 6px 8px;
  font-size: 11px;
  color: var(--c-text-soft);
  border-bottom: 1px solid var(--c-border);
}
.cb-summary-table thead th.num { text-align: right; }
.cb-summary-table tbody td { padding: 6px 8px; }
.cb-summary-table tbody td.num { text-align: right; font-variant-numeric: tabular-nums; }
.cb-summary-table tr.cb-net-row td { border-top: 2px solid var(--c-gold, #C9A961); border-bottom: 2px solid var(--c-gold, #C9A961); background: #FFFEF8; font-weight: 600; }
.cb-summary-table .num.positive { color: var(--c-success, #4A7C4F); }
.cb-summary-table .num.negative { color: var(--c-danger, #C84A3D); }

/* RWD for new tables */
@media (max-width: 720px) {
  .aa-table { font-size: 12px; }
  .aa-table tbody td { padding: 6px 4px; }
  .pct-wrap-mini { width: 60px; }
  .cb-items-table { font-size: 12px; }
  .cb-amount-cell { width: 30%; }
  .cb-grand-total { grid-template-columns: 1fr 1fr; gap: 4px 10px; font-size: 12px; }
  .cb-summary-table { font-size: 12px; }
}

/* ============================================================================
 * 算利教官「股息倍數法」3 段價值河流圖（Bug 2 修正後）
 * ============================================================================ */
.stock-river-card {
  margin-top: 12px;
  padding: 14px 16px;
  background: linear-gradient(135deg, #FAFEFB 0%, #F0F8F2 100%);
  border: 1px solid #DCE6DF;
  border-radius: 10px;
}
.srv-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 12px;
}
.srv-header h4 {
  margin: 0;
  font-size: 14px;
  color: var(--c-primary-dark, #2D4A3E);
  font-weight: 600;
}
.srv-position {
  font-size: 12.5px;
  font-weight: 600;
  padding: 4px 12px;
  border-radius: 14px;
  white-space: nowrap;
}
.srv-pos-excellent { background: #C8E8CC; color: #1B5224; }
.srv-pos-cheap     { background: #E8F4EC; color: #2B6B33; }
.srv-pos-fair      { background: #FBF6E8; color: #8C5A1F; }
.srv-pos-expensive { background: #FBE0DC; color: #8B2D24; }
.srv-pos-unknown   { background: #EFEDE6; color: #666; }

.srv-river {
  position: relative;
  height: 38px;
  border-radius: 19px;
  overflow: visible;
  background: #EEE;
  margin: 28px 0 12px;
  box-shadow: inset 0 1px 3px rgba(0,0,0,0.08);
}
.srv-zone {
  position: absolute;
  top: 0;
  height: 100%;
  cursor: help;
}
.srv-zone:first-child {
  border-top-left-radius: 19px;
  border-bottom-left-radius: 19px;
}
.srv-zone:last-child {
  border-top-right-radius: 19px;
  border-bottom-right-radius: 19px;
}
.srv-zone-ez        { background: linear-gradient(180deg, #4A8C5C, #2B6B33); }
.srv-zone-cheap     { background: linear-gradient(180deg, #A8D4B0, #6BA37A); }
.srv-zone-fair      { background: linear-gradient(180deg, #E8D89B, #C9A961); }
.srv-zone-expensive { background: linear-gradient(180deg, #E8A299, #C84A3D); }

.srv-current {
  position: absolute;
  top: -22px;
  transform: translateX(-50%);
  z-index: 10;
}
.srv-current-dot {
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: #FFFFFF;
  border: 3px solid #2D4A3E;
  margin: 0 auto;
  box-shadow: 0 2px 6px rgba(0,0,0,0.25);
  position: relative;
  top: 22px;
}
.srv-current-dot::after {
  content: '';
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%);
  width: 2px;
  height: 36px;
  background: #2D4A3E;
}
.srv-current-label {
  position: absolute;
  top: -28px;
  left: 50%;
  transform: translateX(-50%);
  font-size: 11px;
  font-weight: 600;
  color: var(--c-primary-dark);
  text-align: center;
  white-space: nowrap;
  background: #FFFFFF;
  padding: 3px 8px;
  border-radius: 4px;
  border: 1px solid #DCE6DF;
  line-height: 1.3;
}
.srv-current-label strong { color: var(--c-gold-dark, #8C7A2F); }

.srv-legend {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
  margin-top: 18px;
  font-size: 12px;
}
.srv-legend-item {
  display: flex;
  align-items: center;
  gap: 6px;
  color: var(--c-text-soft);
}
.srv-dot {
  width: 12px;
  height: 12px;
  border-radius: 3px;
  flex-shrink: 0;
}
.srv-dot-ez        { background: #2B6B33; }
.srv-dot-cheap     { background: #6BA37A; }
.srv-dot-fair      { background: #C9A961; }
.srv-dot-expensive { background: #C84A3D; }

@media (max-width: 720px) {
  .srv-legend { grid-template-columns: 1fr 1fr; }
  .srv-current-label { font-size: 10px; padding: 2px 5px; }
}

/* ============================================================================
 * 對齊算利教官 Excel：家庭財務健康檢查表（5 大部分）
 * ============================================================================ */
.health-section-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-bottom: 14px;
}
@media (max-width: 900px) {
  .health-section-grid { grid-template-columns: 1fr; }
}

.health-section {
  border: 1px solid var(--c-border, #E0DDD4);
  border-radius: 8px;
  overflow: hidden;
  background: #FFF;
}
.hs-header {
  padding: 8px 14px;
  font-size: 13.5px;
  font-weight: 700;
  color: #FFF;
  letter-spacing: 0.3px;
}
.hs-header.health-hs-income   { background: linear-gradient(90deg, #4A8C5C, #6BA37A); }
.hs-header.health-hs-expense  { background: linear-gradient(90deg, #D89859, #E89B3C); }
.hs-header.health-hs-asset    { background: linear-gradient(90deg, #4A7C8C, #6BA0B0); }
.hs-header.health-hs-debt     { background: linear-gradient(90deg, #C84A3D, #E08278); }
.hs-header.health-hs-analysis { background: linear-gradient(90deg, #5C4A8C, #8B7BAA); }

.hs-body { padding: 10px 14px; }
.hs-subhead {
  font-size: 12px;
  font-weight: 600;
  color: var(--c-text-soft, #888);
  margin: 8px 0 4px;
  padding-bottom: 3px;
  border-bottom: 1px dashed var(--c-border-soft, #EFEDE6);
}
.hs-subhead:first-child { margin-top: 0; }
.hs-row {
  display: flex;
  justify-content: space-between;
  padding: 4px 6px;
  font-size: 12.5px;
  border-bottom: 1px dotted #F4F2EC;
}
.hs-row:last-child { border-bottom: none; }
.hs-row .hs-lbl { color: var(--c-text); }
.hs-row .hs-val {
  font-variant-numeric: tabular-nums;
  color: var(--c-text);
  font-weight: 500;
}
.hs-row .hs-val.positive { color: var(--c-success, #4A7C4F); }
.hs-row .hs-val.negative { color: var(--c-danger, #C84A3D); }
.hs-row.hs-row-total {
  margin-top: 8px;
  padding-top: 6px;
  border-top: 2px solid var(--c-primary-dark);
  font-weight: 700;
  font-size: 13.5px;
  background: linear-gradient(90deg, #FBF6E8 0%, #FFFCEF 100%);
  border-radius: 4px;
  padding-left: 8px;
  padding-right: 8px;
}
.hs-empty {
  padding: 16px;
  text-align: center;
  color: var(--c-text-soft);
  font-size: 12.5px;
  background: #FAFAF7;
  border-radius: 6px;
}
.hs-no-debt { color: var(--c-success, #4A7C4F); font-weight: 600; }
.hs-empty a { color: var(--c-gold-dark, #8C7A2F); text-decoration: underline; }

/* 健康指標表（第五部分） */
.health-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}
.health-table thead th {
  text-align: left;
  padding: 8px 10px;
  background: #F4F4F0;
  border-bottom: 2px solid #5C4A8C;
  font-size: 12px;
  font-weight: 600;
  color: #5C4A8C;
}
.health-table thead th.num { text-align: right; }
.health-table tbody td {
  padding: 8px 10px;
  border-bottom: 1px dashed var(--c-border-soft, #EFEDE6);
  vertical-align: middle;
}
.health-table tbody td.num { text-align: right; font-variant-numeric: tabular-nums; font-weight: 600; }
.health-table .ht-name { font-weight: 600; color: var(--c-primary-dark); white-space: nowrap; }
.health-table .ht-formula { font-size: 12px; }
.health-table .ht-target { font-size: 12px; color: var(--c-text-soft); }
.health-table .ht-advice { font-size: 12px; }
.health-table .ht-status { white-space: nowrap; }

.health-row-good td { background: rgba(74,140,92,.05); }
.health-row-warn td { background: rgba(232,155,60,.05); }
.health-row-bad td  { background: rgba(200,74,61,.06); }

.hb-good { color: #2B6B33; font-weight: 700; }
.hb-warn { color: #8C5A1F; font-weight: 700; }
.hb-bad  { color: #8B2D24; font-weight: 700; }
.hb-none { color: var(--c-text-soft); }

/* 總評卡 */
.health-summary-card {
  margin-top: 14px;
  padding: 18px 22px;
  border-radius: 10px;
  background: linear-gradient(135deg, #FAFAF7 0%, #FFFFFF 100%);
  border: 1px solid var(--c-border, #E0DDD4);
}
.health-summary-card h3 { margin: 0 0 12px; font-size: 15px; color: var(--c-primary-dark); }
.health-summary-card.hsm-bg-excellent { background: linear-gradient(135deg, #E5F1E6 0%, #F4FBF6 100%); border-left: 5px solid #2B6B33; }
.health-summary-card.hsm-bg-good      { background: linear-gradient(135deg, #F4FBF6 0%, #FFFFFF 100%); border-left: 5px solid #4A8C5C; }
.health-summary-card.hsm-bg-warn      { background: linear-gradient(135deg, #FBF6E8 0%, #FFFCEF 100%); border-left: 5px solid #C9A961; }
.health-summary-card.hsm-bg-bad       { background: linear-gradient(135deg, #FBE0DC 0%, #FFF7F4 100%); border-left: 5px solid #C84A3D; }

.hsm-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-bottom: 12px;
}
.hsm-stat {
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 10px;
  background: #FFF;
  border-radius: 8px;
  border: 1px solid var(--c-border-soft, #EFEDE6);
}
.hsm-stat .hsm-num { font-size: 26px; font-weight: 800; line-height: 1; font-variant-numeric: tabular-nums; }
.hsm-stat .hsm-lbl { font-size: 12px; color: var(--c-text-soft); margin-top: 4px; }
.hsm-stat-good .hsm-num { color: #2B6B33; }
.hsm-stat-warn .hsm-num { color: #8C5A1F; }
.hsm-stat-bad  .hsm-num { color: #8B2D24; }

.hsm-verdict {
  padding: 12px 16px;
  border-radius: 8px;
  background: #FFF;
}
.hsm-headline { font-size: 15px; font-weight: 700; color: var(--c-primary-dark); margin-bottom: 4px; }
.hsm-desc { font-size: 13px; color: var(--c-text); line-height: 1.55; }

@media (max-width: 720px) {
  .health-table { font-size: 12px; }
  .health-table thead th, .health-table tbody td { padding: 6px 4px; }
  .health-table .ht-formula, .health-table .ht-target, .health-table .ht-advice { font-size: 11px; }
}

/* 現金流量表「同步項目」樣式（從收入表帶來，實際金額 read-only） */
.cb-row.cb-row-synced { background: linear-gradient(90deg, rgba(74,140,140,.04) 0%, transparent 60%); }
.cb-sync-badge {
  display: inline-block;
  margin-left: 6px;
  font-size: 11px;
  cursor: help;
  vertical-align: middle;
  opacity: 0.7;
}
.cb-actual-locked {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 4px;
  padding: 5px 8px;
  background: #F4F4F0;
  border: 1px solid var(--c-border-soft, #EFEDE6);
  border-radius: 4px;
  font-variant-numeric: tabular-nums;
  color: var(--c-text);
  font-size: 12.5px;
}
.cb-actual-locked .cb-actual-display {
  flex: 1;
  text-align: right;
  font-weight: 500;
}
.cb-actual-locked .cb-lock-icon { font-size: 11px; opacity: 0.5; }